Newton County property record for 115 Saddlebrook Dr, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,798 sqft · built 2003 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Mar 2011) |
| Tax Bill | $2,810 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0026D-00000-151-000 |
| Primary APN | 0026D-00000-151-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,798 sqft Heated Area |
| 1st Floor Area | 1,798 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12359 |
|---|---|
| Old Parcel Number | 0026D 151 |
| Street Address | 115 SADDLEBROOK DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 65 THE MEADOWS AT SADD |
| Legal Subdivision | SADDLEBROOK & MEADOWS AT SADDLEBROOK |
| Legal Lot Number | 65 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 100503 |
Source: Newton County records · APN 0026D-00000-151-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 SADDLEBROOK DR, COVINGTON, GA 30016-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jan 02, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2011 · Amount on Record |
| Deed Sale | Mar 01, 2011 · Amount on Record |
| Prior Sale | Jul 16, 2010 |
| Deed Document Number | 0002889216 |
| Deed Book / Page | 2889 / 216 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 115 SADDLEBROOK DR, COVINGTON, GA 30016-3054 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2025 |
| Name | Verified Name |
|---|---|
| Address | 115 SADDLEBROOK DR, COVINGTON, GA 30016-3054 |
| Document Number | 0044100000000307 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 0000004410/0000000307 |
| Instrument | 012103 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 115 SADDLEBROOK DR, COVINGTON, GA 30016-3054 |
| Document Number | 0039580424 |
| Instrument Date | Jan 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 115 SADDLEBROOK DR COVINGTON GA 300163054, COVINGTON, GA 30016-3054 |
| Document Number | 0039580424 |
|---|---|
| Date | Feb 05, 2020 |
| Book Page | 003958/000424 |
| Instrument | 1631 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2050 |
| Rate | 3.62% |
|---|
Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,810.00 (+3.69%) Homeowner's exemption | $117,720 (+8.08%) Land $18,000 Building $99,720 | $294,300 (+8.08%) Land $45,000 Building $249,300 |
| 2024 | $2,710.00 (+19.44%) Homeowner's exemption | $108,920 (+9.36%) Land $18,000 Building $90,920 | $272,300 (+9.36%) Land $45,000 Building $227,300 |
| 2023 | $99,600 Land $8,800 Building $90,800 | $249,000 Land $22,000 Building $227,000 | |
| 2022 | $2,269.00 |
Source: FEMA National Flood Hazard Layer as of September 30, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 221 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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