Newton County property record for 115 Saddle Ln, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,157 sqft · built 2003 |
| Lot Size | 0.789 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,900 (Nov 2003) |
| Tax Bill | $3,257 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0090B-00000-027-000 |
| Primary APN | 0090B-00000-027-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,157 sqft Heated Area |
| 1st Floor Area | 1,773 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,412 sqft (0.789 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 278 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30757 |
|---|---|
| Old Parcel Number | 0090B 027 |
| Street Address | 115 SADDLE LN |
| City | COVINGTON |
| State | GA |
| Zip | 30016-5840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 27 WILLOW SPGS RANCH P |
| Legal Subdivision | WILLOW SPRINGS RANCH |
| Legal Lot Number | 27 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | SOUTH NEWTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 100802 |
115 Saddle Ln is owned and occupied by two individuals who bought it in November 2003.
Source: Newton County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 964, OXFORD, GA 30054-0964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2003 · Amount on File |
| Deed Sale | Nov 13, 2003 · Amount on File |
| Deed Document Number | 0001565584 |
| Deed Book / Page | 1565 / 584 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 115 Saddle Ln was $3,257 with a homeowner's exemption, up 0.4% from the year before.
Source: Newton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,257.00 (+0.37%) Homeowner's exemption | $133,760 (+3.15%) Land $17,600 Building $116,160 | $334,400 (+3.15%) Land $44,000 Building $290,400 |
| 2024 | $3,245.00 Homeowner's exemption | $129,680 (-1.31%) Land $17,600 Building $112,080 | $324,200 (-1.31%) Land $44,000 Building $280,200 |
| 2023 | $131,400 Land $6,200 Building $125,200 | $328,500 Land $15,500 Building $313,000 | |
| 2022 | $3,431.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Saddle Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Saddle Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Xfinity.
5G and 4G LTE (outdoors only)
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