115 S Main St, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 115 S Main St, Mcloud, OK 74851

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,604 sqft · built 1945
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Jun 2022)
Tax Bill$482 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Oct 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN30417

Property Details

APN / Parcel Number

Primary APN30417
Alternative APNs
  • 4665-00-022-029-0-000-00
  • 466502202900000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,604 sqft Living Area
1st Floor Area1,010 sqft
2nd Floor Area574 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
PorchCovered Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number30417
Old Parcel Number466502202900000000
Street Address115 S MAIN ST
CityMCLOUD
StateOK
Zip74851-8280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCLOUD ORIG BLK 22 LOTS 29 & 30
Legal Range02E
Legal Township11N
Legal Section09
Legal SubdivisionMCLOUD
Legal Block22
Legal Lot Number29,30 30
JurisdictionPOTTAWATOMIE OK
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2010
Census Tract501005

Owner

Source: Pottawatomie County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 53, MCLOUD, OK 74851-0053
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Warranty Deed, Transfer · Commercial Mortgage
BANCFIRST
Oct 18, 2018Quit Claim Deed, Transfer
Quitclaim
Feb 24, 2017Deed of Trust, Mortgage · Conventional with PMI
BANCFIRST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Prior SaleApr 10, 2013
Deed Document Number202200008087
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOTTAWATOMIE OK
Recording DateJun 16, 2022
Property Address115 S MAIN ST, MCLOUD, OK 74851-8280
Document Number0000008087
Instrument DateJun 15, 2022
Instrument202200008087
Transaction TypeTransfer
Record UpdatedJun 28, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$60.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX BOX53, MCLOUD, OK 74851-0053

Mortgage

Document Number0000008088
DateJun 16, 2022
Instrument202200008088
Lender
NameBANCFIRST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJun 15, 2037
Interest
Rate TypeAdjustable Rate

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOTTAWATOMIE OK
Recording DateOct 18, 2018
Property Address115 S MAIN ST, MCLOUD, OK 74851-8280
Document Number0000011884
Instrument DateOct 18, 2017
Instrument11884
Transaction TypeTransfer
Record UpdatedNov 1, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 W HINCHLEY ST MCLOUD OK 748518024, MCLOUD, OK 74851-8024

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOTTAWATOMIE OK
Property Address115 S MAIN ST, MCLOUD, OK 74851-8280
Document Number0000002232
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedSep 29, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 W HINCHLEY ST MCLOUD OK 748518024, MCLOUD, OK 74851-8024

Mortgage

Document Number0000002232
DateFeb 28, 2017
Instrument2232
Lender
NameBANCFIRST
TypeBank
AddressMCLOUD, OK 74851
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueFeb 27, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pottawatomie County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyPottawatomie County
MunicipalityMcLoud City
Unified School DistrictMcLoud Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$482.00 (+4.33%)$5,292 (+5%) Land $457 Building $4,835$60,392 (-3.32%) Land $9,000 Building $51,392
2024$462.00 (+5.96%)$5,040 (+5%) Land $435 Building $4,605$62,463 (+56.16%) Land $9,000 Building $53,463
2023$436.00$4,800 Land $372 Building $4,428$40,000 Land $3,100 Building $36,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCLOUD
serves 2,939 people · EPA ID OK2006301
Water SourceGroundwater
Last State InspectionJul 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting20
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Vyve Broadband
Cable
2,000 / 50
Verizon
Fixed Wireless
300 / 20
Atlink Services
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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