115 S Cedar St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 115 S Cedar St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,624 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Nov 2020)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-19-203-040`

Property Details

APN / Parcel Number

Primary APN	`14-19-203-040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,162 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	8,712 sqft (0.2 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	115 S CEDAR ST
City	SCHOOLCRAFT
State	MI
Zip	49087-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PH679-4304
Legal Description	S 7-9 ROBINSON DUNCAN & COS ADDITION TO THE VILLAG E OF S CHOOLCRAFT LOT 5 BLK 2
Legal Subdivision	ROBINSON DUNCAN & COS ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	1
Census Block	1015
Census Tract	6102

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 S CEDAR ST, SCHOOLCRAFT, MI 49087-9709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Closed-End Mortgage KALAMAZOO COUNTY STATE BANK
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 16, 2020	Warranty Deed, Transfer TITLE RESOURCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	202040164
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	115 S CEDAR ST, SCHOOLCRAFT, MI 49087-9709
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020039601
Date	Nov 12, 2020
Instrument	2020-039601

Lender

Name	KALAMAZOO COUNTY STATE BANK
Type	Bank
Address	SCHOOLCRAFT, MI 49087

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 31, 2040

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	115 S CEDAR ST, SCHOOLCRAFT, MI 49087-9709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018018489
Date	Jun 8, 2018
Instrument	2018-018489

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 16, 2020
Property Address	115 S CEDAR ST, SCHOOLCRAFT, MI 49087-9709
Document Number	2020040164
Map Reference	LB 1 PG 29
Instrument Date	Oct 30, 2020
Instrument	2020-040164
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 W PARK ST, 214, VICKSBURG, MI 49097-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	639 OSTERHOUT, SCHOOLCRAFT, MI 49087-9704

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,300 (+44.61%)	$190,600 (+44.61%)
2025	$3,246.00 (+43.12%) Homeowner's exemption
2023		$65,900	$131,800
2019	$2,268.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	SCHOOLCRAFT
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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