Beaverhead County property record for 115 S Atlantic St, Dillon, MT 59725
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,000 sqft · built 1945 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,249 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1816548 |
| Primary APN | R1816548 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,000 sqft Total Area |
| 1st Floor Area | 2,000 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000401437 |
|---|---|
| Street Address | 115 S ATLANTIC ST |
| City | DILLON |
| State | MT |
| Zip | 59725-2714 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | 1 |
| Legal Description | MAULDIN ADD (DILLON), S19, T07 S, R08 W, ACRES 0.132, TRACT IN FRACTION C |
| Legal Range | 08W |
| Legal Township | 07S |
| Legal Section | 19 |
| Legal Subdivision | MAULDIN ADD (DILLON) |
| Jurisdiction | BEAVERHEAD MT |
| Township / Civil Division | DILLON |
| Census Block Group | 2 |
| Census Block | 2095 |
| Census Tract | 300 |
115 S Atlantic St, a commercial property, is owned by an individual who acquired it in June 2008.
Source: Beaverhead County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 S ATLANTIC ST, DILLON, MT 59725-2714 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Oct 12, 2018 | Deed of Trust, Mortgage · Commercial Mortgage OPPORTUNITY BANK OF MT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2008 |
| Deed Sale | Jun 2, 2008 |
| Deed Document Number | 2008267977 |
| Deed Book / Page | 351 / 36 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVERHEAD MT |
| Recording Date | Jul 27, 2026 |
| Property Address | 115 S ATLANTIC ST, DILLON, MT 59725-2714 |
| Document Number | 0000313624 |
| Book / Page | 407 / 757 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026313624 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 115 S ATLANTIC ST, DILLON, MT 59725-2714 |
| Document Number | 0000313624, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 407/757 |
| Instrument | 2026313624 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVERHEAD MT |
| Property Address | 115 S ATLANTIC ST, DILLON, MT 59725-2714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 391/2252 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 391/2252 |
| Instrument | 291448 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | TWIN BRIDGES, MT 59754 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 115 S Atlantic St was $1,249, down 20.5% from the year before.
Source: Beaverhead County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Beaverhead County |
| Municipality | Dillon City |
| Secondary School District | Beaverhead County High School District (09 - 12) |
| Elementary School District | Dillon Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,249.00 (-20.55%) | $125,500 (-) | |
| 2025 | $1,572.00 | $125,500 | $125,500 Land $66,853 Building $58,647 |
| 2023 | $1,766.00 | $119,200 | $119,200 Land $67,500 Building $51,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 S Atlantic St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1982–1998) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 S Atlantic St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DILLON serves 4,300 people · EPA ID MT0000201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: 3 Rivers Communications.
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