115 S Ann St, Byron, MI 48418 Property Records

Shiawassee County property record for 115 S Ann St, Byron, MI 48418

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Feb 2021)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-60-018-007`

Property Details

APN / Parcel Number

Primary APN	`016-60-018-007`
Alternative APN	`0166001800700`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Building Area	7,794 sqft Living Area
1st Floor Area	4,416 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 S ANN ST
City	BYRON
State	MI
Zip	48418-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF BYRON ORIGINAL PLAT LOT 7 & W 30 FT OF LOT 6 BLK 18
Legal Subdivision	ORIGINAL OF BYRON VILLAGE - BU
Legal Block	18
Legal Lot Number	7,6
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	BURNS
Census Block Group	3
Census Block	3054
Census Tract	31301

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 S ANN ST, BYRON, MI 48418-8509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE TRUST CREDIT UNION
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE TRUST CU
Feb 18, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Prior Sale	Oct 17, 2002 · Amount on Record
Deed Document Number	20213342443
Deed Book / Page	1278 / 696
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 28, 2026
Property Address	115 S ANN ST, BYRON, MI 48418-8509
Document Number	0003405574
Book / Page	1340 / 960
Instrument Date	Jul 22, 2026
Instrument	20263405574
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 S ANN ST, BYRON, MI 48418-8509

Mortgage

Document Number	0003405574,
Date	Jul 28, 2026
Book Page	1340/960
Instrument	20263405574

Lender

Name	LAKE TRUST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 11, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	115 S ANN ST, BYRON, MI 48418-8509
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 S ANN ST, BYRON, MI 48418-8509

Mortgage

Document Number	0012870883
Date	Sep 28, 2021
Book Page	1287/883
Instrument	3351694

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 12, 2041

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 18, 2021
Property Address	115 S ANN ST, BYRON, MI 48418-8509
Document Number	0012780696
Book / Page	1278 / 696
Map Reference	LB C PG 153
Instrument Date	Feb 3, 2021
Instrument	3342443
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11637 LIBERTY LN, 11637, LINDEN, MI 48451-9623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 S ANN ST, BYRON, MI 48418-8509

Mortgage

Document Number	0012780697
Date	Feb 18, 2021
Book Page	1278/697
Instrument	3342444

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 10, 2019
Property Address	115 S ANN ST, BYRON, MI 48418-8509
Document Number	0012630916
Book / Page	001263 / 000916
Instrument Date	Nov 29, 2019
Instrument	3327546
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$862.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 S ANN ST #C BYRON MI 484188509, C, BYRON, MI 48418-8509

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Byron Village
County	Shiawassee County
County Subdivision	Burns Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,900 (+10.82%)	$247,800 (+10.82%)
2025	$2,119.00 (+4.38%) Homeowner's exemption	$111,800 (+17.68%)	$223,600 (+17.68%)
2024	$2,030.00 (+33.46%)
2023	$1,521.00 Homeowner's exemption	$95,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BYRON serves 581 people · EPA ID MI0001020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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