115 S 7th St, Independence, OR 97351 Property Records

Polk County property record for 115 S 7th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,328 sqft · built 1900
Lot Size	0.113 acres (4,900 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Nov 2019)
Tax Bill	$2,740 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BB-04701`

Property Details

APN / Parcel Number

Primary APN	`08428-BB-04701`
Alternative APN	`204301`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,328 sqft Living Area
1st Floor Area	2,014 sqft
Attic	Attic
Attic Area	628 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1956
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,900 sqft (0.113 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	204301
Street Address	115 S 7TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HILLS TOWN OF INDEPENDENCE LOT 8 BLOCK 29
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS TOWN OF INDEPENDENCE
Legal Block	29
Legal Lot Number	8
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3017
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	315 EDWARDS RD S, MONMOUTH, OR 97361-1747
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Bargain and Sale Deed, Transfer · Construction Mortgage LEGACY LENDING
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage JANEL PAGE
Nov 4, 2019	Warranty Deed, Transfer · Conventional Mortgage JANEL PAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	201912897
Record Updated	Oct 29, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	POLK OR
Recording Date	Apr 9, 2026
Property Address	115 S 7TH ST, INDEPENDENCE, OR 97351-1432
Document Number	0000002844
Instrument Date	Apr 9, 2026
Instrument	20262844
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	315 EDWARDS RD S, MONMOUTH, OR 97361-1747

Mortgage

Document Number	0000002845,
Date	Apr 9, 2026
Instrument	20262845

Lender

Name	LEGACY LENDING

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2027

Interest

Rate	5.98%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	115 S 7TH ST, INDEPENDENCE, OR 97351-1432
Document Number	0000013196
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 ACKERMAN ST E MONMOUTH OR 973612214, MONMOUTH, OR 97361-2214

Mortgage

Document Number	0000013196
Date	Nov 13, 2019
Instrument	13196

Lender

Name	JANEL PAGE
Address	17171 PARK ROW # 100, HOUSTON, TX 77084-4935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 12, 2039

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Nov 4, 2019
Property Address	115 S 7TH ST, INDEPENDENCE, OR 97351-1432
Document Number	0000012896
Instrument Date	Nov 1, 2019
Instrument	12896
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 ACKERMAN ST E MONMOUTH OR 97361, MONMOUTH, OR 97361

Mortgage

Document Number	12897
Date	Nov 4, 2019
Instrument	12897

Lender

Name	JANEL PAGE
Address	17171 PARK ROW # 100, HOUSTON, TX 77084-4935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 3, 2039

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,680 (+3%) Land $43,210 Building $111,470	$278,360 (+6.17%) Land $140,000 Building $138,360
2025	$2,740.00 (+3.75%)	$150,180 (+3%) Land $41,950 Building $108,230	$262,180 (-6.23%) Land $125,000 Building $137,180
2024	$2,641.00 (-2.47%)	$145,810 (+2.99%) Land $40,730 Building $105,080	$279,600 (-1.37%) Land $126,000 Building $153,600
2023	$2,708.00 (+8.93%)	$141,570 (+3%) Land $39,550 Building $102,020	$283,490 (+5.45%) Land $127,100 Building $156,390
2022	$2,486.00	$137,450 Land $38,400 Building $99,050	$268,840 Land $111,250 Building $157,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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