115 S 6th St, Girard, IL 62640 Property Records

Macoupin County property record for 115 S 6th St, Girard, IL 62640

Property Summary

Property Type	Single Family Home
Lot Size	0.267 acres (11,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,714 (Jun 2025)
Tax Bill	$3,438 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
APN	`07-000-514-01`

Property Details

APN / Parcel Number

Primary APN	`07-000-514-01`
Alternative APN	`04-32-251-007`

Exterior

Lot Area	11,661 sqft (0.267 acres)

Location & Zoning

Street Address	115 S 6TH ST
City	GIRARD
State	IL
Zip	62640-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 29.25' OF E 110' OF SE 1/4 OUT LOT 5 & S 68.75' OF E 124' OF NE 1/4 OUT LOT 5 O P GIRARD 04-32-251-007
Legal Subdivision	O P GIRARD
Legal Lot Number	5
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	4
Census Block	4014
Census Tract	956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 S 6TH ST, GIRARD, IL 62640-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	May 27, 2020 · Amount on Record
Deed Document Number	2025618184
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	May 27, 2020
Property Address	115 S 6TH ST, GIRARD, IL 62640-1402
Document Number	582331
Instrument Date	May 21, 2020
Instrument	582331
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PRAIRIE LAND TITLE COMPANY, PRAIRIE LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 S 6TH ST, GIRARD, IL 62640-1402

Mortgage

Document Number	582332
Date	May 27, 2020
Instrument	582332

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,438.00 (+4.21%)	$48,423 (+7%) Land $3,870 Building $44,553	$145,269 (+7%) Land $11,610 Building $133,659
2024	$3,299.00 (+10.74%)	$45,255 (+15.56%) Land $3,617 Building $41,638	$135,765 (+15.56%) Land $10,851 Building $124,914
2022	$2,979.00 Homeowner's exemption	$39,162 Land $3,130 Building $36,032	$117,486 Land $9,390 Building $108,096

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on S 6th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures