115 S 4th St, Thomas, OK 73669 Property Records

Custer County property record for 115 S 4th St, Thomas, OK 73669

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,352 sqft · built 1998
Lot Size	0.401 acres (17,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jun 2026)
Tax Bill	$548 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24947`

Property Details

APN / Parcel Number

Primary APN	`24947`
Alternative APN	`0140-00-094-018-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	2,352 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.401 acres)
Lot Dimensions	140 ft deep x 125 ft wide
Garage Type	Carport
Carport	Carport
Shed	1 Shed
Shed Area	192 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24947
Street Address	115 S 4TH ST
City	THOMAS
State	OK
Zip	73669-8282
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	THOMAS ORIGINAL LTS 18-22 BLK 94
Legal Subdivision	THOMAS ORIGINAL
Legal Block	94
Legal Lot Number	18-22
Jurisdiction	CUSTER OK
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3110
Census Tract	961000

Owner

Source: Custer County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 S 4TH ST, THOMAS, OK 73669-8282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Construction Mortgage UNION FEDERAL CREDIT UNION
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit REGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Nov 6, 2013
Deed Document Number	2026
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER OK
Recording Date	Jun 16, 2026
Property Address	115 S 4TH ST, THOMAS, OK 73669-8282
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 S 4TH ST, THOMAS, OK 73669-8282

Mortgage

Date	Jun 16, 2026

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER OK
Property Address	115 S 4TH ST, THOMAS, OK 73669-8282
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002187/46
Date	Mar 16, 2026
Book Page	2187/46
Instrument	I-2026-002693

Lender

Name	REGENT BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Feb 13, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Custer County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Custer County
Municipality	Thomas City
Unified School District	Thomas-Fay-Custer Unified Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$548.00	$6,155 (+5%) Land $688 Building $5,467	$78,543 (-4.57%) Land $6,250 Building $72,293
2024	$548.00 (+12.99%)	$5,862 (+5%) Land $688 Building $5,174	$82,304 (+20.07%) Land $6,250 Building $76,054
2023	$485.00 (+16.03%)	$5,583 (+5%) Land $688 Building $4,895	$68,547 (+8.95%) Land $6,250 Building $62,297
2022	$418.00	$5,317 Land $688 Building $4,629	$62,915 Land $6,250 Building $56,665

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS private · serves 1,238 people · EPA ID OK2002001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Technology Solutions.

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