115 S 4th Ave, Dedham, IA 51440 Property Records

Carroll County property record for 115 S 4th Ave, Dedham, IA 51440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,929 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$347,500 (Mar 2022)
Tax Bill	$2,218 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2010 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1516353004`

Property Details

APN / Parcel Number

Primary APN	`1516353004`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,929 sqft Living Area
Attic	Attic
Attic Area	491 sqft
Basement Area	546 sqft
Unfinished Basement	546 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	247 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	115 S 4TH AVE
City	DEDHAM
State	IA
Zip	51440-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 5 LOTS 9 & 10
Legal Subdivision	DEDHAM
Legal Block	5
Legal Lot Number	9,10
Jurisdiction	CARROLL IA
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1060
Census Tract	960500

Owner

115 S 4th Ave is owned and occupied by an individual who bought it in March 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	115 S 4TH AVE, DEDHAM, IA 51440-7706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL SAVINGS BANK
Nov 15, 2010	Deed of Trust, Mortgage · Conventional Mortgage CARROLL COUNTY STATE BANK
Aug 26, 2009	Deed of Trust, Mortgage WESTSIDE STATE BANK
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTSIDE STATE BANK
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTSIDE STATE BANK
Apr 6, 2009	Legal Action/Court Order, Foreclosure · Line of Credit WESTSIDE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Feb 18, 2016 · Amount on File
Deed Document Number	2022903
Prior Transfer Date	Apr 1, 2009
Prior Transfer Doc	2009/1395
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	115 S 4TH AVE, DEDHAM, IA 51440-7706
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221143
Date	Apr 4, 2022
Instrument	2022-1143

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	115 S 4TH AVE, DEDHAM, IA 51440-7706
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SECURITY TITLE AND INVS COMPANY, SECURITY TITLE & INVESTMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/3591
Date	Nov 15, 2010
Book Page	2010/3591
Instrument	2010-3591

Lender

Name	CARROLL COUNTY STATE BANK
Type	Non-Lending Institution
Address	CARROLL, IA 51401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2025

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	115 S 4TH AVE, DEDHAM, IA 51440-7706
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02009/3357
Date	Aug 26, 2009
Book Page	2009/3357
Instrument	2009-3357

Lender

Name	WESTSIDE STATE BANK
Type	Non-Lending Institution
Address	HALBUR, IA 51444

Agreement

Amount	Amount on Record
Term	176 Months
Due	Apr 10, 2024

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	115 S 4TH AVE, DEDHAM, IA 51440-7706
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202797
Date	Aug 28, 2020
Instrument	2020-2797

Lender

Name	WESTSIDE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 5, 2035

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	115 S 4TH AVE, DEDHAM, IA 51440-7706
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202797
Date	Aug 28, 2020
Instrument	2020-2797

Lender

Name	WESTSIDE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 5, 2035

Interest

Rate Type	Fixed Rate

April 2009: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CARROLL IA
Recording Date	Apr 6, 2009
Property Address	115 S 4TH AVE, DEDHAM, IA 51440-7706
Document Number	02009/1395
Book / Page	2009 / 1395
Instrument Date	Apr 1, 2009
Instrument	2009-1395
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	SECURITY TITLE AND INVS COMPANY, SECURITY TITLE & INVESTMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 S 4TH AVE, DEDHAM, IA 51440-7706

Mortgage

Document Number	0020091396
Date	Apr 6, 2009
Instrument	2009-1396

Lender

Name	WESTSIDE STATE BANK
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 10, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 115 S 4th Ave was $2,218.

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Dedham City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,218.00	$198,140 (-) Land $13,230 Building $184,910	$198,140 (-) Land $13,230 Building $184,910
2025	$2,218.00	$198,140 Land $13,230 Building $184,910	$198,140 Land $13,230 Building $184,910
2023		$151,120 (+29.42%) Land $13,230 Building $137,890	$151,120 Land $13,230 Building $137,890
2022		$116,770 Land $7,350 Building $109,420
2021			$116,770 Land $7,350 Building $109,420
2018	$1,274.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 S 4th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 S 4th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WATER SUPPLY serves 221 people · EPA ID IA1433016
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Selenium resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Western Iowa Wireless.

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