115 Ryan Ln, Covington, GA 30014 Property Records

Newton County property record for 115 Ryan Ln, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,362 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Aug 2022)
Tax Bill	$3,903 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0079C-00000-030-000`

Property Details

APN / Parcel Number

Primary APN	`0079C-00000-030-000`
Alternative APNs	`0079C 030` `28377`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,362 sqft Heated Area
1st Floor Area	378 sqft
Attic Area	378 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	484 sqft
Porch	Open Porch
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28377
Old Parcel Number	0079C 030
Street Address	115 RYAN LN
City	COVINGTON
State	GA
Zip	30014-0955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 89 ORCHARD PARK PH1
Legal Subdivision	ORCHARD PARK
Legal Phase	1
Legal Lot Number	89
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4016
Census Tract	100101

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 RYAN LN, COVINGTON, GA 30014-0955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
May 30, 2018	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Jan 10, 2017	Grant Deed, Construction Loan · Construction Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	0000442498
Deed Book / Page	4424 / 98
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 12, 2022
Property Address	115 RYAN LN, COVINGTON, GA 30014-0955
Document Number	0044240098
Book / Page	4424 / 98
Instrument Date	Aug 12, 2022
Instrument	2022-004297
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RYAN LN, COVINGTON, GA 30014-0955

Mortgage

Document Number	0000014004
Date	Aug 12, 2022
Instrument	014004

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2052

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	May 30, 2018
Property Address	115 RYAN LN, COVINGTON, GA 30014-0955
Document Number	0037060217
Book / Page	003706 / 000217
Instrument Date	May 23, 2018
Instrument	6493
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RYAN LN COVINGTON GA 300140955, COVINGTON, GA 30014-0955

January 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 10, 2017
Property Address	115 RYAN LN, COVINGTON, GA 30014-0955
Document Number	0035220299
Book / Page	003522 / 000299
Instrument Date	Jan 9, 2017
Instrument	365
Transaction Type	Construction Loan
Record Updated	Jan 17, 2017

Transaction

Amount	Amount Recorded
Tax	$180.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	112A PLEASANT HOME RD AUGUSTA GA 309073518, AUGUSTA, GA 30907-3518

Mortgage

Document Number	35220303,
Date	Jan 10, 2017
Book Page	003522/000303
Instrument	367

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	MARIETTA, GA 30064

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2018

Mortgage

Document Number	35220313,
Date	Jan 10, 2017
Book Page	003522/000313
Instrument	368

Lender

Name	ORCHARD GROUP OF GEORGIA LLC
Address	1051 ANGEL POND E, GREENSBORO, GA 30642-6462

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2018

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,903.00 (-14.95%)	$156,040 (+5.52%) Land $19,200 Building $136,840	$390,100 (+5.52%) Land $48,000 Building $342,100
2023		$147,880 Land $13,600 Building $134,280	$369,700 Land $34,000 Building $335,700
2022	$4,589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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