115 Royal Rd, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 115 Royal Rd, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,531 sqft · built 1922
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jan 2017)
Tax Bill	$8,756 (2025)
Deeds & Mortgages	May 2025 Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BANG M:007 L:090`

Property Details

APN / Parcel Number

Primary APN	`BANG M:007 L:090`
Alternative APN	`8531`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,531 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	8531
Street Address	115 ROYAL RD
City	BANGOR
State	ME
Zip	04401-5854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	90
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	2
Census Block	2032
Census Tract	700

Owner

115 Royal Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 ROYAL RD, BANGOR, ME 04401-5854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage MAINE SAVINGS FEDERAL CREDIT UNION
Sep 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Jan 17, 2017	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on File
Deed Sale	Jan 17, 2017 · Amount on File
Deed Document Number	20171635
Deed Book / Page	14389 / 276
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	115 ROYAL RD, BANGOR, ME 04401-5854
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174940030
Date	May 19, 2025
Book Page	17494/30
Instrument	11512

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	115 ROYAL RD, BANGOR, ME 04401-5854
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157190168
Date	Sep 30, 2020
Book Page	15719/168
Instrument	31828

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANGOR ME
Recording Date	Jan 17, 2017
Property Address	115 ROYAL RD, BANGOR, ME 04401-5854
Document Number	0143890276
Book / Page	014389 / 000276
Instrument Date	Jan 5, 2017
Instrument	1635
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2502 KING ST ALEXANDRIA VA 223012732, ALEXANDRIA, VA 22301-2732

Mortgage

Document Number	143890278,
Date	Jan 17, 2017
Book Page	014389/000278
Instrument	1636

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 115 Royal Rd was $8,756, down 3% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,756.00 (-3.03%)	$494,700 (+1.62%) Land $39,200 Building $455,500
2024	$9,030.00 (+5.99%)	$486,800 (+9.42%) Land $39,200 Building $447,600	$495,710
2023	$8,520.00 (+7.54%)	$444,900 (+14.55%) Land $39,200 Building $405,700
2022	$7,923.00	$388,400 Land $39,200 Building $349,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Royal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Royal Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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