115 Roy Lane Rd, Erwin, TN 37650 Property Records

Washington County property record for 115 Roy Lane Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,487 sqft · built 1995
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Dec 1994)
Tax Bill	$1,835 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`097-088.00`

Property Details

APN / Parcel Number

Primary APN	`097-088.00`
Alternative APNs	`0609709708800000` `090097 08800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,487 sqft Living Area
1st Floor Area	1,787 sqft
Upper Floors Area	700 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	437 ft deep x 99 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	520 sqft
Deck Area	145 sqft
Patio Area	355 sqft
Gazebo	210 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	115 ROY LANE RD
City	ERWIN
State	TN
Zip	37650-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	99 X 437.2 (.98 AC)
Legal Subdivision	CHARLES DANNY DUNCAN SR PROPERTY
Jurisdiction	WASHINGTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3008
Census Tract	61800

Owner

Source: Washington County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 ROY LANE RD, ERWIN, TN 37650-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 16, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
May 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MOUNTAIN CMRC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 1994 · Amount on Record
Deed Sale	Dec 9, 1994 · Amount on Record
Deed Book / Page	65 / 952
Last Transfer Date	Mar 15, 2021
Transfer Doc	0010511775
Record Updated	Sep 20, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON TN
Recording Date	Mar 16, 2021
Property Address	115 ROY LANE RD, ERWIN, TN 37650-3014
Document Number	0010511775
Book / Page	1051 / 1775
Instrument Date	Mar 15, 2021
Instrument	21005562
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ROY LANE RD, ERWIN, TN 37650-3014

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	Mar 16, 2021
Property Address	115 ROY LANE RD, ERWIN, TN 37650-3014
Document Number	0010511752
Book / Page	1051 / 1752
Instrument Date	Mar 15, 2021
Instrument	21005560
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,291.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ROY LANE RD, ERWIN, TN 37650-3014

Mortgage

Document Number	0021005561
Date	Mar 16, 2021
Instrument	21005561

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON TN
Recording Date	May 15, 2017
Property Address	115 ROY LANE RD, ERWIN, TN 37650-3014
Book / Page	000928 / 001221
Instrument Date	Apr 25, 2017
Instrument	7492
Transaction Type	Construction Loan
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ROY LANE RD JONESBOROUGH TN 37659, JONESBOROUGH, TN 37659

Mortgage

Document Number	9281221
Date	May 15, 2017
Book Page	000928/001221
Instrument	7492

Lender

Name	MOUNTAIN CMRC BK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2018

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,835.00	$107,325 (+101.55%) Land $10,425 Building $96,900	$429,300 (-) Land $41,700 Building $387,600
2024	$1,835.00 (+60.26%)		$429,300 (+101.55%) Land $41,700 Building $387,600
2022	$1,145.00	$53,250 Land $5,150 Building $48,100	$213,000 Land $20,600 Building $192,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONESBOROUGH WATER DEPT serves 33,069 people · EPA ID TN0000338
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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