115 Ross Ave, Freedom, CA 95019 Property Records

Santa Cruz County property record for 115 Ross Ave, Freedom, CA 95019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,108 sqft
Lot Size	0.492 acres (21,432 sqft)
Owner	Company Name on File
Last Sale	$385,000 (Oct 2001)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-391-36`

Property Details

APN / Parcel Number

Primary APN	`015-391-36`
Alternative APNs	`015-391-36-000` `01533111000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,108 sqft Living Area

Exterior

Construction Type	Wood
Lot Area	21,432 sqft (0.492 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 ROSS AVE
City	FREEDOM
State	CA
Zip	95019-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NEW FREEDOM
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	110601

Owner

Source: Santa Cruz County records · APN 015-391-36

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	115 ROSS AVE, FREEDOM, CA 95019-2611
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2001 · Amount on Record
Deed Sale	Oct 03, 2001 · Amount on Record
Deed Document Number	200162260
Last Transfer Date	Apr 11, 2008
Transfer Doc	0000017757
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	115 ROSS AVE, FREEDOM, CA 95019-2611
Transaction Type	Mortgage
Record Updated	Aug 03, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ROSS AVE, FREEDOM, CA 95019-2611

Mortgage

Document Number	0000038816
Date	Jul 22, 2021
Instrument	2021-0038816

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,623 (+2%) Land $79,261 Building $248,362
2025	$4,149.00 (+14.17%) Homeowner's exemption	$321,199 (+4.04%) Land $77,707 Building $243,492
2023	$3,634.00 (+1.85%) Homeowner's exemption	$308,727 Land $74,690 Building $234,037	$759,960
2022	$3,568.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Internet Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 276 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WATSONVILLE serves 65,231 people
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.