115 Roper Rd, Mc Rae, AR 72102 Property Records

White County property record for 115 Roper Rd, Mc Rae, AR 72102

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,534 sqft · built 2006
Lot Size	10.2 acres (448,232 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2026)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-00480-007`

Property Details

APN / Parcel Number

Primary APN	`012-00480-007`
Alternative APN	`50153`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	2,306 sqft
1st Floor Area	1,534 sqft
Flooring	Wood

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	448,232 sqft (10.2 acres)
Garage Type	Attached
Garage Area	622 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	293 sqft
Patio Area	120 sqft
Kennel	Kennel
Utility Building	750 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	115 ROPER RD
City	MC RAE
State	AR
Zip	72102-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, 7, & 9
Legal Range	08
Legal Township	06
Legal Section	35
Legal Subdivision	WESTERN ESTATES
Legal Lot Number	6,7
Jurisdiction	WHITE AR
Township / Civil Division	MCRAE
Census Block Group	2
Census Block	2050
Census Tract	71102

Owner

Source: White County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 ROPER RD, MC RAE, AR 72102-9513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · FHA Mortgage NEXGEN LENDING
Jun 6, 2017	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jun 9, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Mar 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Mar 6, 2006 · Amount on Record
Deed Document Number	20268695
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jun 22, 2026
Property Address	115 ROPER RD, MC RAE, AR 72102-9513
Document Number	0000008695
Instrument Date	Jun 22, 2026
Instrument	20268695
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	COUNTY TITLE, WHITE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119,988.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ROPER RD, MC RAE, AR 72102-9513

Mortgage

Document Number	0000008696,
Date	Jun 22, 2026
Instrument	20268696

Lender

Name	NEXGEN LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	115 ROPER RD, MC RAE, AR 72102-9513
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2017/10296
Date	Jun 6, 2017
Book Page	MTG 2017/10296

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	115 ROPER RD, MC RAE, AR 72102-9513
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2021/18254
Date	Jun 9, 2021
Book Page	MTG 2021/18254

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	115 ROPER RD, MC RAE, AR 72102-9513
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2025/5517
Date	Mar 7, 2025
Book Page	MTG 2025/5517
Instrument	L202502681

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	McRae City
Unified School District	Beebe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (+8.02%)	$40,217 (-) Land $10,200 Building $30,017	$201,085 (-) Land $51,000 Building $150,085
2024	$1,547.00 (+55.01%)	$40,217 (+29.11%) Land $10,200 Building $30,017
2023	$998.00 Homeowner's exemption	$31,150 Land $3,400 Building $27,750	$201,085 Land $51,000 Building $150,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MC RAE WATERWORKS serves 870 people · EPA ID AR0000589
Water Source	Purchased surface water from SE WHITE COUNTY WATER ASSOC
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
G5 Internet Fixed Wireless	100 / 50

May also be available: Brightspeed, Connect2First.

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