November 2022: Warranty Deed, Subdivision Related Transfer
Document Type
Warranty Deed
Jurisdiction
FREMONT CO
Recording Date
Nov 2, 2022
Property Address
115 ROCCHIO DR, FLORENCE, CO 81226-9485
Document Number
0001021868
Instrument Date
Oct 31, 2022
Instrument
1021868
Transaction Type
Subdivision Related Transfer
Record Updated
Mar 11, 2024
Title Company
FIDELITY NATIONAL TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$38.90
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
115 ROCCHIO DR, FLORENCE, CO 81226-9485
Investor
Possibly a Property Investor
Mortgage
Document Number
0001021869
Date
Nov 2, 2022
Instrument
1021869
Lender
Name
CENTRAL TRUST BANK
Type
Bank
Agreement
Type
ARM
Amount
Amount on Record
Term
360 Months
Due
Nov 1, 2052
Interest
Rate Type
Adjustable Rate
Rate
6.5%
Adjustable
Adjustable Rate Rider
Type Change Date
Nov 1, 2027
Change Frequency
Annually
Min Rate At Change
4.5%
Max Rate At Change
8.5%
Index
12-Month MTA
Margin
3
Max Rate
11.5%
Tax Assessment & Valuation
The 2025 property tax bill for 115 Rocchio Dr was $1,999, up 11.8% from the year before.
Source: Fremont County assessment roll, as of May 27, 2026
Property Jurisdictions
Type
Name
State
Colorado
County
Fremont County
Municipality
Florence City
Unified School District
Fremont RE-2 (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,999.00 (+11.8%)
$25,067 (-3.49%)
$401,076
2024
$1,788.00 (+1.65%)
$25,974 (+16.53%)
2023
$1,759.00 (+15,890.91%)
$22,289 (+25,519.54%)
$387,673 (+129,124.33%)
2022
$11.00
$87Land $87
$300Land $300
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 115 Rocchio Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 44 policies
Community Rating System
Class 9 (5% premium discount)
Nearby Flood Policies
44 in force
Nearby Flood Claims
4 (1999–2018)
Most Recent Claim
Jul 2018 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 115 Rocchio Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 51% of the US · lower than 66% of Colorado
Wildfire Likelihood
0.09% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source
Surface water
Last State Inspection
Mar 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Organic carbon removal Jul 2025
Monitoring and Reporting
3 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
CenturyLink Fiber
8,000 / 8,000
Spectrum Cable
1,000 / 1,000
SECOM Fixed Wireless
100 / 25
T-Mobile Fixed Wireless
100 / 20
May also be available: AT&T, Verizon, Visionary Broadband.