Mitchell County property record for 115 Robert Phillips Rd, Bakersville, NC 28705
| Property Type | Single Family Home |
|---|---|
| Details | 2,132 sqft · built 2006 |
| Lot Size | 3.37 acres (146,797 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,700 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0862-00-92-1028 |
| Primary APN | 0862-00-92-1028 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 2,132 sqft Total Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 146,797 sqft (3.37 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555557137 |
|---|---|
| Street Address | 115 ROBERT PHILLIPS RD |
| City | BAKERSVILLE |
| State | NC |
| Zip | 28705-8199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBERT PHILLIPS ROAD |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | SNOW CREEK |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 950200 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 ROBERT PHILLIPS RD, BAKERSVILLE, NC 28705-8199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 3, 2025 |
| Transfer Doc | 000680/177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 115 ROBERT PHILLIPS RD, BAKERSVILLE, NC 28705-8199 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 619/418 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 619/418 |
| Instrument | 2020001926 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,700.00 | $578,200 (-) Land $48,700 Building $529,500 | |
| 2025 | $3,700.00 (+1.59%) | $578,200 (-) Land $48,700 Building $529,500 | |
| 2023 | $3,642.00 | $578,200 Land $48,700 Building $529,500 | $578,200 Land $48,700 Building $529,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 400 / 24 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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