115 Riverside Dr, Palatka, FL 32177 Property Records

Putnam County property record for 115 Riverside Dr, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 1986
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Jul 2019)
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Oct 2025 Sale Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-09-27-7870-0020-0050`

Property Details

APN / Parcel Number

Primary APN	`16-09-27-7870-0020-0050`
Alternative APN	`53054`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	574 sqft
Deck Area	68 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	53054
Street Address	115 RIVERSIDE DR
City	PALATKA
State	FL
Zip	32177-7000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK MB3 P111, BLK 2 LOT 5
Legal Range	27E
Legal Township	09S
Legal Section	16
Legal Subdivision	RIVERSIDE PARK
Legal Block	2
Legal Lot Number	5
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2023
Census Tract	950100

Owner

115 Riverside Dr is owned by two individuals who bought it in July 2019.

Source: Putnam County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	300 W RIVER RD, PALATKA, FL 32177-7001
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 30, 2019	Warranty Deed, Transfer GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	Nov 1, 2010 · Amount on File
Deed Document Number	201913604
Deed Book / Page	1549 / 1825
Prior Transfer Date	May 14, 2008
Prior Transfer Doc	0011931282
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Oct 15, 2025
Property Address	115 RIVERSIDE DR, PALATKA, FL 32177-7000
Document Number	0018351623
Book / Page	1835 / 1623
Map Reference	MB 5 PG 37
Instrument Date	Oct 15, 2025
Instrument	202554028792
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 W RIVER RD, PALATKA, FL 32177-7001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 W RIVER RD, PALATKA, FL 32177-7001
Investor	Possibly a Property Investor

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 30, 2019
Property Address	115 RIVERSIDE DR, PALATKA, FL 32177-7000
Document Number	0015491825
Book / Page	001549 / 001825
Instrument Date	Jul 26, 2019
Instrument	54013604
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO/PALATKA

Transaction

Amount	Amount on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 W RIVER RD PALATKA FL 321777001, PALATKA, FL 32177-7001

Tax Assessment & Valuation

The 2025 property tax bill for 115 Riverside Dr was $3,450, up 11.5% from the year before.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,450.00 (+11.54%)	$185,840 (+3.04%) Land $100,700 Building $85,140	$185,840 (+3.04%) Land $100,700 Building $85,140
2024	$3,093.00 (+8.91%)	$180,350 (+10.6%)	$180,350 (+10.6%) Land $100,700 Building $79,650
2023	$2,840.00 (+9.69%)	$163,070 (+6.69%)	$163,070 (+6.69%) Land $84,800 Building $78,270
2022	$2,589.00	$152,850	$152,850 Land $84,800 Building $68,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Riverside Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon, Xfinity.

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