Franklin County property record for 115 Ringo Ave, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 0.247 acres (10,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Jan 2023) |
| Tax Bill | $2,216 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2016 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 085-22-06-006.01 |
| Primary APN | 085-22-06-006.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Exterior Material | Brick |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,750 sqft (0.247 acres) |
| Lot Dimensions | 215 ft deep x 50 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 77573 |
|---|---|
| Street Address | 115 RINGO AVE |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-3731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB HTS LTS 13-14 BK A |
| Legal Subdivision | COUNTRY CLUB HGTS |
| Legal Block | A |
| Legal Lot Number | 13-14 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 70706 |
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 RINGO AVE, FRANKFORT, KY 40601-3731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Nov 1, 2016 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC |
| Nov 1, 2016 | Deed of Trust, Mortgage · ARM COMMONWEALTH CU INC |
| Sep 11, 2015 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC |
| Jan 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 29, 2012 | Deed, Transfer STOCKTON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2023 · Amount on Record |
| Deed Sale | Jan 4, 2023 · Amount on Record |
| Prior Sale | May 29, 2012 · Amount on Record |
| Deed Document Number | 2023680278 |
| Deed Book / Page | 618 / 17 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 115 RINGO AVE, FRANKFORT, KY 40601-3731 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1624/550 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | M1624/550 |
| Instrument | 534424 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 115 RINGO AVE, FRANKFORT, KY 40601-3731 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0M1396/038 |
|---|---|
| Date | Nov 1, 2016 |
| Book Page | M1396/038 |
| Instrument | 451855 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 115 RINGO AVE, FRANKFORT, KY 40601-3731 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0M1396/019 |
|---|---|
| Date | Nov 1, 2016 |
| Book Page | M1396/019 |
| Instrument | 451854 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 115 RINGO AVE, FRANKFORT, KY 40601-3731 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1353/825 |
|---|---|
| Date | Sep 11, 2015 |
| Book Page | M1353/825 |
| Instrument | 435000 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jan 4, 2023 |
| Property Address | 115 RINGO AVE, FRANKFORT, KY 40601-3731 |
| Document Number | 000D618/17 |
| Book / Page | D618 / 17 |
| Map Reference | CAB E SL 518 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 680278 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 975 FLAT CREEK RD, FRANKFORT, KY 40601-8357 |
| Name | Verified Name |
|---|---|
| Address | 115 RINGO AVE, FRANKFORT, KY 40601-3731 |
| Document Number | 0000680279 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 680279 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 29, 2012 |
| Property Address | 115 RINGO AVE, FRANKFORT, KY 40601-3731 |
| Document Number | 00D533/177 |
| Book / Page | D533 / 177 |
| Map Reference | CAB E SL518 |
| Instrument Date | May 22, 2012 |
| Instrument | 386707 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1834 E SOUTHERN MANOR DR, TERRE HAUTE, IN 47802-9228 |
| Name | Verified Name |
|---|---|
| Address | 115 RINGO AVE, FRANKFORT, KY 40601-3731 |
| Document Number | 0000386708 |
|---|---|
| Date | May 29, 2012 |
| Instrument | 386708 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2042 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,216.00 (+0.27%) | $185,000 (-) Land $16,000 Building $169,000 | $185,000 (-) Land $16,000 Building $169,000 |
| 2023 | $2,210.00 (+119.68%) | $185,000 (+117.65%) | $185,000 (+117.65%) |
| 2022 | $1,006.00 | $85,000 | $85,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures