Chesapeake City property record for 115 Ridgewood Rd, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 1959 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Sep 2025) |
| Tax Bill | $3,140 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Aug 2017 Transfer |
| APN | 0132003000790 |
| Primary APN | 0132003000790 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,932 sqft (0.228 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 190 sqft |
| Carport | Carport |
| Carport Area | 190 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 RIDGEWOOD RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 79 TANGLEWOOD SEC 2 |
| Legal Subdivision | TANGLEWOOD, INDIAN RIVER, HERRINGTON |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20001 |
115 Ridgewood Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 RIDGEWOOD RD, CHESAPEAKE, VA 23325-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Aug 7, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on File |
| Deed Sale | Sep 2, 2025 · Amount on File |
| Prior Sale | Dec 11, 2023 · Amount on File |
| Deed Document Number | 202519907 |
| Deed Book / Page | 10889 / 1438 |
| Prior Transfer Date | Nov 26, 2009 |
| Prior Transfer Doc | 008011/517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 2, 2025 |
| Property Address | 115 RIDGEWOOD RD, CHESAPEAKE, VA 23325-2223 |
| Document Number | 10889/1438 |
| Book / Page | 10889 / 1438 |
| Map Reference | MB 39 PG 31 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 250019907 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 RIDGEWOOD RD, CHESAPEAKE, VA 23325-2223 |
| Document Number | 0250019908 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 250019908 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 7, 2017 |
| Property Address | 115 RIDGEWOOD RD, CHESAPEAKE, VA 23325-2223 |
| Document Number | 009819/775 |
| Book / Page | 9819 / 775 |
| Instrument Date | Aug 3, 2017 |
| Instrument | 170021476 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 RIDGEWOOD RD, CHESAPEAKE, VA 23325-2223 |
The 2025 property tax bill for 115 Ridgewood Rd was $3,140, up 8.2% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,900 (+9.33%) Land $135,000 Building $204,900 | $339,900 (+9.33%) Land $135,000 Building $204,900 | |
| 2025 | $3,140.00 (+8.16%) | $310,900 Land $125,000 Building $185,900 | $310,900 Land $125,000 Building $185,900 |
| 2024 | $2,903.00 | ||
| 2023 | $231,200 (+7.74%) Land $105,000 Building $126,200 | $231,200 (+7.74%) Land $105,000 Building $126,200 | |
| 2022 | $214,600 Land $95,000 Building $119,600 | $214,600 Land $95,000 Building $119,600 | |
| 2019 | $1,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 115 Ridgewood Rd; there have been 22 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 22 (1988–2019) |
| Claims Outside the SFHA | 10 of 22 |
| Most Recent Claim | Aug 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Ridgewood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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