Burke County property record for 115 Ridge St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 540 sqft · built 1942 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Last Sale | $20,000 (Jan 2018) |
| Tax Bill | $269 (2026) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704527116 |
| Primary APN | 2704527116 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 540 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Material | Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Porch | Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 115 RIDGE ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 115 RIDGE ST MORGANTON, NC 28655 |
| Legal Subdivision | BRISTOL POTEET & KIRKSEY SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 20600 |
115 Ridge St is owned by a company that bought it in January 2018.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3716 SISK FARM RD, MORGANTON, NC 28655-7507 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2018 · Amount on File |
| Deed Sale | Jan 4, 2018 · Amount on File |
| Prior Sale | Jun 1, 2011 · Amount on File |
| Deed Document Number | 20182017011770 |
| Deed Book / Page | 2328 / 212 |
| Prior Transfer Date | Aug 20, 2012 |
| Prior Transfer Doc | 0020390475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 4, 2018 |
| Property Address | 115 RIDGE ST, MORGANTON, NC 28655-2728 |
| Document Number | 0023280212 |
| Book / Page | 002328 / 000212 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 11770 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3716 SISK FARM RD MORGANTON NC 286557507, MORGANTON, NC 28655-7507 |
| Document Number | 23280215 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 002328/000215 |
| Instrument | 11771 |
| Name | HAROLD F & KAREN H TOWERY |
|---|---|
| Address | MORGANTON, NC 28655 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 3, 2028 |
The 2026 property tax bill for 115 Ridge St was $269, up 1.9% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269.00 (+1.89%) | $30,104 (-) Land $7,719 Building $22,385 | $30,104 (-) Land $7,719 Building $22,385 |
| 2025 | $264.00 | $30,104 Land $7,719 Building $22,385 | $30,104 Land $7,719 Building $22,385 |
| 2023 | $256.00 | $30,104 Land $7,719 Building $22,385 | $30,104 Land $7,719 Building $22,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Ridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 115 Ridge St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Compas X-Stream Fiber · Cable | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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