115 Ridge Circle Ln, Apt A, Elyria, OH 44035 Property Records

Lorain County property record for 115 Ridge Circle Ln, Apt A, Elyria, OH 44035

Property Summary

Property Type	Apartments (5+ Units)
Details	5,072 sqft
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on File
Last Sale	$2,130,000 (Jul 2019)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-24-003-104-022`

Property Details

APN / Parcel Number

Primary APN	`06-24-003-104-022`

Interior

Units	8 Units
Stories	2 Stories
Building Area	5,072 sqft Living Area
1st Floor Area	3,216 sqft

Exterior

Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	173 ft deep x 100 ft wide
View / Lot	Primary

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	115 RIDGE CIRCLE LN, A
City	ELYRIA
State	OH
Zip	44035-4691
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	WEST RIDGE ESTATES #2
Legal Subdivision	WEST RIDGE ESTATES 2
Legal Tract	24
Legal Block	104
Legal Lot Number	34
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3016
Census Tract	70902

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	160 W MAIN ST, 200, NEW ALBANY, OH 43054-1189
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Quit Claim Deed, Construction Loan · Line of Credit MERCHANTS CAP CORP
Jun 20, 2019	Loan Modification, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	2019722085
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	0000722085
Record Updated	Sep 20, 2026

July 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 16, 2019
Property Address	115 RIDGE CIRCLE LN APT A, A, ELYRIA, OH 44035-4691
Document Number	0000722085
Instrument Date	Jul 1, 2019
Instrument	722085
Transaction Type	Construction Loan
Record Updated	Jul 31, 2019
Title Company	MERCANTILE TITLE AGENCY INC, MERCANTILE TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	LA 160 W MAIN ST #200 NEW ALBANY OH 43054, 200, NEW ALBANY, OH 43054

Mortgage

Document Number	722086
Date	Jul 16, 2019
Instrument	722086

Lender

Name	MERCHANTS CAP CORP
Address	11555 N MERIDIAN ST # 400, CARMEL, IN 46032-6945

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jul 15, 2054

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	722091,
Date	Jul 16, 2019
Instrument	722091

Lender

Name	RESIDENT RESOURCES NETWORK INC
Address	160 W MAIN ST # 200, NEW ALBANY, OH 43054-1189

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jul 15, 2054

Interest

Rate Type	Adjustable Rate

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	115 RIDGE CIRCLE LN APT A, A, ELYRIA, OH 44035-4691
Document Number	0000722089
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	MERCANTILE TITLE AGENCY INC, MERCANTILE TITLE AGCY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	160 W MAIN ST #200 NEW ALBANY OH 430541189, 200, NEW ALBANY, OH 43054-1189

Mortgage

Document Number	0000722089
Date	Jul 16, 2019
Instrument	722089

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,190.00 (+2.67%)
2024	$3,107.00 (-6.64%)	$51,678 (+12.94%) Land $14,865 Building $36,813	$147,650 (+12.93%) Land $42,470 Building $105,180
2023	$3,328.00 (+0.51%)	$45,759 (%) Land $45,759	$130,740 (-) Land $130,740
2022	$3,311.00	$45,760 Land $45,760
2021			$130,740 Land $130,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Uniti Group.

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