Gaston County property record for 115 Ridge Ave, Cherryville, NC 28021 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,050 sqft Heated Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $244,000 (2026) |
| Tax Bill | $2,064.00 (2025) |
Source: Gaston County records · APN 129002
Assessment roll updated August 19, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 15, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ATLANTIC COAST MORTGAGE GROUP INC |
| Oct 07, 2022 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Mar 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| May 30, 2019 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage PLATINUM HOME MORTGAGE CORP |
| May 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Feb 16, 2018 | Trustee's Deed, Foreclosure · Line of Credit FIRST FSB/LINCOLNTON |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Oct 07, 2022 |
| Deed Book / Page | 5633 / 362 |
| Prior Transfer Date | Oct 04, 2022 |
| Prior Transfer Doc | 0053692371 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 15, 2026 |
| Property Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Document Number | 5633000362 |
| Book / Page | 5633 / 362 |
| Instrument Date | Apr 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | TRYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,288.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Investor | Possibly a Property Investor |
| Document Number | 5633000364, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 5633/364 |
| Name | ATLANTIC COAST MORTGAGE GROUP INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 07, 2022 |
| Property Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Document Number | 0053692371 |
| Book / Page | 5369 / 2371 |
| Map Reference | MB 57 PG 6 |
| Instrument Date | Oct 04, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2830 16TH ST NE APT 50, 2830, HICKORY, NC 28601-8608 |
| Name | Verified Name |
|---|---|
| Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Document Number | 0053692377 |
|---|---|
| Date | Oct 07, 2022 |
| Instrument | 5369/2377 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 02, 2021 |
| Property Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Document Number | 0052040692 |
| Book / Page | 5204 / 692 |
| Map Reference | MB 57 PG 6 |
| Instrument Date | Mar 01, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Title Company | NOT AVAILABLE, TRYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 STIRRATT RD, 42, RANGER, GA 30734-7845 |
| Name | Verified Name |
|---|---|
| Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Document Number | 5204695 |
|---|---|
| Date | Mar 02, 2021 |
| Instrument | 5204/695 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 30, 2019 |
| Property Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Document Number | 0050441565 |
| Book / Page | 5044 / 1565 |
| Map Reference | MB 57 PG 8 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 COSTNER DR, 212, BESSEMER CITY, NC 28016-6706 |
| Name | Verified Name |
|---|---|
| Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Document Number | 50441568 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 5044/1568 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 30, 2018 |
| Property Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Document Number | 0049792218 |
| Book / Page | 4979 / 2218 |
| Map Reference | MB 57 PG 6 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Title Company | THE TITLE COMPANY OF NC STAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1068 LOCKMAN LN, 1068, LINCOLNTON, NC 28092-8526 |
| Name | Verified Name |
|---|---|
| Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Document Number | 49792220 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 4979/2220 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 16, 2018 |
| Property Address | 115 RIDGE AVE, CHERRYVILLE, NC 28021-2431 |
| Document Number | 0049610453 |
| Book / Page | 004961 / 000453 |
| Instrument Date | Jan 03, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1068 LOCKMAN LN LINCOLNTON NC 280928526, LINCOLNTON, NC 28092-8526 |
| Document Number | 49610455 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 004961/000455 |
| Name | FIRST FSB/LINCOLNTON |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | LINCOLNTON, NC 28092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 15, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cherryville City |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,064.00 (-1.01%) | $191,360 (-) Land $14,000 Building $177,360 | |
| 2023 | $2,085.00 | $191,360 Land $14,000 Building $177,360 | |
| 2021 | $95,610 Land $9,000 Building $86,610 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 129002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,050 sqft Heated Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.34 acres) |
| Patio Area | 48 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 132 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 115 RIDGE AVE |
|---|---|
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-2431 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T C ROGERS INDIAN CRK INV L 7 06 001A 046 07 000 |
| Legal Subdivision | T C ROGERS REAL EASTATE INC |
| Jurisdiction | GASTON NC |
| Minor Civil Division | CHERRYVILLE |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 30601 |
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