115 Richards Rd, Chenango Forks, NY 13746 Property Records

Broome County and Fenton Town property record for 115 Richards Rd, Chenango Forks, NY 13746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,700 sqft · built 1990
Lot Size	4.46 acres (194,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (Feb 2015)
Tax Bill	$8,958 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2020 Mortgage + 1 more
APN	`033200 068.02-1-10`

Property Details

APN / Parcel Number

Primary APN	`033200 068.02-1-10`
Alternative APNs	`320006800200010100000000` `32004601900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
1st Floor Area	1,350 sqft
2nd Floor Area	1,350 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	194,278 sqft (4.46 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	32004601900
Street Address	115 RICHARDS RD
City	CHENANGO FORKS
State	NY
Zip	13746-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0010000032S190000000
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	BROOME NY
Township / Civil Division	FENTON
Census Block Group	3
Census Block	3000
Census Tract	12202

Owner

Source: Broome County and Fenton Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 RICHARDS RD, CHENANGO FORKS, NY 13746-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Dec 28, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST PRIORITY MTG
Dec 31, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST PRIORITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2015 · Amount on Record
Deed Sale	Feb 27, 2015 · Amount on Record
Prior Sale	Feb 27, 2015 · Amount on Record
Deed Book / Page	2456 / 348
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	115 RICHARDS RD, CHENANGO FORKS, NY 13746-1629
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RICHARDS RD, CHENANGO FORKS, NY 13746-1629

Mortgage

Document Number	04119/1333
Date	Feb 27, 2023
Book Page	4119/1333
Instrument	202300004371

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	115 RICHARDS RD, CHENANGO FORKS, NY 13746-1629
Document Number	0039900154
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 DOROTHY ST ENDICOTT NY 137601305, ENDICOTT, NY 13760-1305

Mortgage

Document Number	0039900154
Date	Dec 31, 2020
Book Page	003990/000154
Instrument	28703

Lender

Name	FIRST PRIORITY MTG
Type	Mortgage Company
Address	WILLIAMSVILLE, NY 14221

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BROOME NY
Recording Date	Dec 31, 2020
Property Address	115 RICHARDS RD, CHENANGO FORKS, NY 13746-1629
Document Number	0026400228
Book / Page	002640 / 000228
Instrument Date	Dec 28, 2020
Instrument	28702
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	217 DOROTHY ST ENDICOTT NY 137601305, ENDICOTT, NY 13760-1305

Mortgage

Document Number	39900154
Date	Dec 31, 2020
Book Page	003990/000154
Instrument	28703

Lender

Name	FIRST PRIORITY MTG
Type	Mortgage Company
Address	WILLIAMSVILLE, NY 14221

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

Source: Broome County and Fenton Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Fenton Town
Unified School District	Chenango Forks Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,958.00 (-0.62%)	$163,200 (-) Land $24,800 Building $138,400	$370,900 (+20.22%) Land $56,362 Building $314,538
2024	$9,014.00
2023		$163,200 Land $24,800 Building $138,400	$308,507 Land $46,881 Building $261,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1982–2011)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Nov 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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