115 Rees Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 115 Rees Ave, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	1 ba · 856 sqft · built 1950
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2021)
Tax Bill	$514 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157N K 007`

Property Details

APN / Parcel Number

Primary APN	`157N K 007`
Alternative APN	`0000097953`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	856 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1978
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000097953
Street Address	115 REES AVE
City	CHATTANOOGA
State	TN
Zip	37411-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	0098 12 07 LOT 39 WINFIELD ESTATES RESUB PB 14 PG 79
Legal Subdivision	WINFIELD ESTATES
Legal Lot Number	39
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	3
Census Block	3017
Census Tract	3000

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 REES AVE, CHATTANOOGA, TN 37411-4914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 17, 2021	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	2021081741
Deed Book / Page	12611 / 659
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	115 REES AVE, CHATTANOOGA, TN 37411-4914
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 REES AVE, CHATTANOOGA, TN 37411-4914

Mortgage

Document Number	0000000091
Date	Jan 12, 2026
Book Page	14162/904
Instrument	2026011200091

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 17, 2021
Property Address	115 REES AVE, CHATTANOOGA, TN 37411-4914
Document Number	0000000041
Book / Page	12611 / 659
Map Reference	MB 14 PG 79
Instrument Date	Aug 16, 2021
Instrument	2021081700041
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, ALLIANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 REES AVE, CHATTANOOGA, TN 37411-4914

Mortgage

Document Number	0012611662
Date	Aug 17, 2021
Instrument	12611/662

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$514.00 (-8.05%)	$33,925 (+35.56%)	$135,700 (+35.56%) Land $45,000 Building $90,700
2024	$559.00	$25,025 (-)	$100,100 (-) Land $30,000 Building $70,100
2023	$559.00	$25,025 (-)	$100,100 (-) Land $30,000 Building $70,100
2022	$559.00	$25,025	$100,100 Land $30,000 Building $70,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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