115 Reading Ave, Cape May, NJ 08204 Property Records

Cape May County and Cape May City property record for 115 Reading Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	2,910 sqft · built 1940
Lot Size	0.096 acres (4,199 sqft)
Owner	2 Individual Names on File
Last Sale	$2,315,000 (Jun 2022)
Tax Bill	$11,585 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-01131-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`02-01131-0000-00037`
Alternative APNs	`020113100037` `2547`

Interior

Stories	2 Stories
Building Area	2,910 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2547
Street Address	115 READING AVE
City	CAPE MAY
State	NJ
Zip	08204-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	CAPE MAY REAL ESTATE CO PLAN A
Legal Block	1131
Legal Lot Number	37
Jurisdiction	CAPE MAY NJ
Township / Civil Division	CAPE MAY
Census Block Group	4
Census Block	4040
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cape May Historic District (Additional Documentation) listed 1970 · 600 contributing resources · National Historic Landmark (designated 1976) · NRIS 70000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

115 Reading Ave is owned by two individuals who bought it in June 2022.

Source: Cape May County and Cape May City records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 N MAIN ST, PENNINGTON, NJ 08534-2203
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	Sep 29, 2009 · Amount on File
Deed Document Number	202220888
Deed Book / Page	4063 / 946
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jun 21, 2022
Property Address	115 READING AVE, CAPE MAY, NJ 08204-2648
Document Number	0000020888
Book / Page	D4063 / 946
Instrument Date	Jun 15, 2022
Instrument	2022020888
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 N MAIN ST, PENNINGTON, NJ 08534-2203

Mortgage

Document Number	0000020889
Date	Jun 21, 2022
Instrument	2022020889

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cape May County and Cape May City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Cape May City
Elementary School District	Cape May City School District (KG - 06)
Secondary School District	Lower Cape May Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,096,100 (-) Land $475,800 Building $620,300	$1,096,100 (-) Land $475,800 Building $620,300
2025		$1,096,100 Land $475,800 Building $620,300	$1,096,100 Land $475,800 Building $620,300
2024	$11,585.00
2023		$1,096,100 Land $475,800 Building $620,300	$1,096,100 Land $475,800 Building $620,300
2022	$11,311.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 Reading Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 310 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	316 units insured incl. 6 condo units
Nearby Flood Claims	5 (1985–2016)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 115 Reading Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE MAY WATER & SEWER U serves 35,000 people · EPA ID NJ0502001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20