115 Raintree Dr, Morganton, NC 28655 Property Records

Burke County property record for 115 Raintree Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 2003
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Aug 2024)
Tax Bill	$907 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1782690372`

Property Details

APN / Parcel Number

Primary APN	`1782690372`
Alternative APN	`5011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Tile

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Slab
Deck Area	112 sqft
Patio Area	182 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	115 RAINTREE DR
City	MORGANTON
State	NC
Zip	28655-9294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	115 RAINTREE DR MORGANTON, NC 28655
Legal Subdivision	CHARLES D OWENS SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3056
Census Tract	21400

Owner

Source: Burke County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 RAINTREE DR, MORGANTON, NC 28655-9294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 15, 2024	Warranty Deed, Transfer
Aug 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Deed Document Number	20247338
Prior Transfer Date	Aug 17, 2023
Prior Transfer Doc	0027010210
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	115 RAINTREE DR, MORGANTON, NC 28655-9294
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RAINTREE DR, MORGANTON, NC 28655-9294
Investor	Possibly a Property Investor

Mortgage

Document Number	0027090198
Date	Oct 3, 2023
Book Page	2709/198
Instrument	2023009161

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 15, 2024
Property Address	115 RAINTREE DR, MORGANTON, NC 28655-9294
Document Number	0027600891
Book / Page	2760 / 891
Map Reference	MB 5 PG 146-146
Instrument Date	Aug 15, 2024
Instrument	2024007338
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5435 GRUBBS ST, WINSTON SALEM, NC 27105-9709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RAINTREE DR, MORGANTON, NC 28655-9294

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Aug 18, 2023
Property Address	115 RAINTREE DR, MORGANTON, NC 28655-9294
Document Number	0027010210
Book / Page	2701 / 210
Map Reference	MB 5 PG 146&147
Instrument Date	Aug 1, 2023
Instrument	2023007622
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RAINTREE DR, MORGANTON, NC 28655-9294
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00 (+0.44%)	$146,057 (+0.3%) Land $25,300 Building $120,757	$146,057 (+0.3%) Land $25,300 Building $120,757
2023	$903.00	$145,613 Land $25,300 Building $120,313	$145,613 Land $25,300 Building $120,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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