115 Radcliffe Trce, Covington, GA 30016 Property Records

Newton County property record for 115 Radcliffe Trce, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,849 sqft · built 1991
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Mar 2019)
Tax Bill	$117 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00130-00000-268-000`

Property Details

APN / Parcel Number

Primary APN	`00130-00000-268-000`
Alternative APNs	`0013 268` `5386`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,849 sqft Heated Area
1st Floor Area	1,849 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	5386
Street Address	115 RADCLIFFE TRCE
City	COVINGTON
State	GA
Zip	30016-1762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.59AC LT 11 RADCLIFFE TR
Legal Subdivision	RADCLIFFE TRACE
Legal Lot Number	11
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1010
Census Tract	100903

Owner

115 Radcliffe Trce is owned and occupied by an individual who bought it in March 2019.

Source: Newton County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	115 RADCLIFFE TRCE, COVINGTON, GA 30016-1762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRIORITY 1 LENDING
Sep 20, 2022	Deed of Trust, Mortgage · VA Mortgage NEWREZ
May 19, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Mar 22, 2019	Grant Deed, Transfer · VA Mortgage MORTGAGE FIRM
May 17, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019 · Amount on File
Deed Sale	Mar 14, 2019 · Amount on File
Prior Sale	Apr 19, 2013 · Amount on File
Deed Document Number	20191103
Deed Book / Page	3818 / 171
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	115 RADCLIFFE TRCE, COVINGTON, GA 30016-1762
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RADCLIFFE TRCE, COVINGTON, GA 30016-1762

Mortgage

Document Number	0048060000000661
Date	Feb 25, 2026
Book Page	0000004806/0000000661

Lender

Name	PRIORITY 1 LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	115 RADCLIFFE TRCE, COVINGTON, GA 30016-1762
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RADCLIFFE TRCE, COVINGTON, GA 30016-1762

Mortgage

Document Number	0044370000000535
Date	Sep 20, 2022
Book Page	0000004437/0000000535
Instrument	015903

Lender

Name	NEWREZ

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	115 RADCLIFFE TRCE, COVINGTON, GA 30016-1762
Document Number	0040590374
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RADCLIFFE TRCE COVINGTON GA 300161762, COVINGTON, GA 30016-1762

Mortgage

Document Number	0040590374
Date	Aug 27, 2020
Book Page	004059/000374
Instrument	11959

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 22, 2019
Property Address	115 RADCLIFFE TRCE, COVINGTON, GA 30016-1762
Document Number	0038180171
Book / Page	003818 / 000171
Instrument Date	Mar 14, 2019
Instrument	3517
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RADCLIFFE TRCE COVINGTON GA 300161762, COVINGTON, GA 30016-1762

Mortgage

Document Number	38180172
Date	Mar 22, 2019
Book Page	003818/000172
Instrument	3518

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	115 RADCLIFFE TRCE, COVINGTON, GA 30016-1762
Document Number	0035730118
Book / Page	003573 / 000118
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RADCLIFFE TRCE COVINGTON GA 300161762, COVINGTON, GA 30016-1762

Mortgage

Document Number	0035730118
Date	Jun 8, 2017
Book Page	003573/000118
Instrument	6302

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 7, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 115 Radcliffe Trce was $117 with exemptions applied.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$117.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$125,200 Land $16,800 Building $108,400	$313,000 Land $42,000 Building $271,000
2023		$108,560 Land $8,000 Building $100,560	$271,400 Land $20,000 Building $251,400
2022	$2,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Radcliffe Trce in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Radcliffe Trce is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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