115 Prospect St, Moosup, CT 06354 Property Records

Plainfield Town property record for 115 Prospect St, Moosup, CT 06354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,534 sqft · built 1920
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,581 (2026)
Deeds & Mortgages	Jan 2025 Line of Credit Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400700`

Property Details

APN / Parcel Number

Primary APN	`400700`
Alternative APNs	`PLAI M:02M B:094A L:0003` `PNFD M:02M B:094A L:0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,534 sqft Living Area
Gross Area	6,071 sqft
1st Floor Area	1,380 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	580 sqft
Unfinished Basement	580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	400700
Street Address	115 PROSPECT ST
City	MOOSUP
State	CT
Zip	06354-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA19
Legal Block	94A
Legal Lot Number	3
Jurisdiction	PLAINFIELD CT
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2011
Census Tract	907200

Owner

115 Prospect St is owned and occupied by two individuals who acquired it in January 2019.

Source: Plainfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 PROSPECT ST, MOOSUP, CT 06354-1439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2025	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Jan 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2019
Deed Sale	Jan 15, 2019
Prior Sale	Dec 3, 2015 · Amount on File
Deed Document Number	20192019-20555
Deed Book / Page	534 / 745
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	115 PROSPECT ST, MOOSUP, CT 06354-1439
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000630-574
Date	Jan 23, 2025
Book Page	630/574
Instrument	2025-36577

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	115 PROSPECT ST, MOOSUP, CT 06354-1439
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000581-366
Date	Oct 18, 2021
Book Page	581/366
Instrument	2021-28315

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLAINFIELD CT
Recording Date	Jan 15, 2019
Property Address	115 PROSPECT ST, MOOSUP, CT 06354-1439
Document Number	534-745
Book / Page	534 / 745
Instrument Date	Jan 15, 2019
Instrument	2019-20555
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2026 property tax bill for 115 Prospect St was $5,581.

Source: Plainfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Plainfield Town
Unified School District	Plainfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,581.00	$242,550 (-) Land $26,060 Building $216,490	$398,214 (+134.54%)
2025		$242,550 (-) Land $26,060 Building $216,490	$169,785 Land $18,242 Building $151,543
2024	$5,727.00 (+2.43%)	$242,550 (-) Land $26,060 Building $216,490
2023	$5,591.00 (+12.27%)	$242,550 (+48.7%) Land $26,060 Building $216,490
2022	$4,980.00	$163,110 Land $20,920 Building $142,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - PLAINFIELD SYSTEM private · serves 1,713 people · EPA ID CT1090081
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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