Horry County property record for 115 Prospect Rd, Loris, SC 29569
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,670 sqft · built 1921 |
| Lot Size | 8.64 acres (376,358 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $667 (2021) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 176-04-03-0001 |
| Primary APN | 176-04-03-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| Year Built | Built 1921 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 376,358 sqft (8.64 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 128 sqft |
| Canopy | 774 sqft |
| Utility Building | 1,670 sqft |
| Cooling System | None |
|---|
| Old Parcel Number | 0390001092 |
|---|---|
| Street Address | 115 PROSPECT RD |
| City | LORIS |
| State | SC |
| Zip | 29569-8216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-Z |
| Legal Description | US HWY 701 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | LORIS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20202 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 115 PROSPECT RD, LORIS, SC 29569-8216 |
| Occupancy | Owner Occupied |
| Last Transfer Date | Apr 7, 2008 |
|---|---|
| Transfer Doc | 3326/0475 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 115 PROSPECT RD, LORIS, SC 29569-8216 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 115 PROSPECT RD, LORIS, SC 29569-8216 |
| Document Number | 66680000003328 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 0000006668/0000003328 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2038 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $296,518 (+44.2%) Land $241,550 Building $54,968 | ||
| 2023 | $4,279 (-66.41%) Land $3,900 Building $379 | $205,630 (-0.73%) Land $137,130 Building $68,500 | |
| 2021 | $667.00 | $12,739 Land $5,546 Building $7,193 | $207,140 Land $138,640 Building $68,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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