Westchester County and Mount Pleasant Town property record for 115 Prospect Ave, Valhalla, NY 10595
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,988 sqft · built 1940 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $601,000 (Jan 2019) |
| Tax Bill | $18,157 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553489 117.15-3-19 |
| Primary APN | 553489 117.15-3-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| 2nd Floor Area | 852 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13218000 |
|---|---|
| Street Address | 115 PROSPECT AVE |
| City | VALHALLA |
| State | NY |
| Zip | 10595-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Subdivision | SECTION 1 MAP OF KENSICO |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 11902 |
115 Prospect Ave is owned and occupied by two individuals who bought it in January 2019.
Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 PROSPECT AVE, VALHALLA, NY 10595-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIRVA MORTGAGE INC |
| Jan 24, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2019 · Amount on File |
| Deed Sale | Jan 24, 2019 · Amount on File |
| Deed Document Number | 2019583093049 |
| Prior Transfer Date | Jan 4, 2000 |
| Prior Transfer Doc | 0401020511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 115 PROSPECT AVE, VALHALLA, NY 10595-1832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRO NATIONAL TITLE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0602734052 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 602734052 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 24, 2019 |
| Property Address | 115 PROSPECT AVE, VALHALLA, NY 10595-1832 |
| Document Number | 0583093049 |
| Map Reference | MAP 1067 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 583093049 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | PRO NATIONAL TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,404.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 PROSPECT AVE, 115, VALHALLA, NY 10595-1832 |
| Name | Verified Name |
|---|---|
| Address | 720 TUCKAHOE RD APT 2M, 2M, YONKERS, NY 10710-5213 |
| Document Number | 0583323507 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 583323507 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2048 |
The 2026 property tax bill for 115 Prospect Ave was $18,157.
Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mount Pleasant Town |
| Unified School District | Valhalla Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,157.00 | ||
| 2025 | $8,000 (-) Land $1,800 Building $6,200 | $792,079 (+5.94%) Land $178,218 Building $613,861 | |
| 2024 | $8,000 (-) Land $1,800 Building $6,200 | $747,663 (+5.61%) Land $168,224 Building $579,439 | |
| 2023 | $8,000 Land $1,800 Building $6,200 | $707,965 Land $159,292 Building $548,673 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1978–2023) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENSICO WATER DISTRICT serves 17,917 people · EPA ID NY5930082 |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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