McCracken County property record for 115 Prestwick Pl, Paducah, KY 42001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,428 sqft · built 1991 |
| Lot Size | 0.079 acres (3,428 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,981 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-20-00-012 |
| Primary APN | 077-20-00-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,428 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,428 sqft (0.079 acres) |
| Garage Area | 734 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 24364 |
|---|---|
| Street Address | 115 PRESTWICK PL |
| City | PADUCAH |
| State | KY |
| Zip | 42001-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19-44E-1 COUNTRY CLUB INVESTMENTS L17G |
| Legal Subdivision | COUNTRY CLUB |
| Legal Lot Number | 17G |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 31402 |
115 Prestwick Pl is owned and occupied by two individuals.
Source: McCracken County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 PRESTWICK PL, PADUCAH, KY 42001-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Oct 3, 2025 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 115 PRESTWICK PL, PADUCAH, KY 42001-9764 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 115 PRESTWICK PL, PADUCAH, KY 42001-9764 |
| Document Number | 0M1862/188 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | M1862/188 |
| Instrument | 729396 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42001 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Nov 20, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 115 PRESTWICK PL, PADUCAH, KY 42001-9764 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 115 PRESTWICK PL, PADUCAH, KY 42001-9764 |
| Document Number | 0M1855/791 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | M1855/791 |
| Instrument | 725532 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 115 Prestwick Pl was $5,981 with a homeowner's exemption.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $664,200 (-) | $664,200 (-) | |
| 2025 | $5,981.00 Homeowner's exemption | $664,200 | $664,200 |
| 2023 | $4,679.00 (-1.6%) | $478,500 (-) | $478,500 (-) |
| 2022 | $4,755.00 | $478,500 | $478,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Prestwick Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2013–2023) |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Prestwick Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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