Westmoreland County property record for 115 Powder Mill Rd, Rector, PA 15677
| Property Type | Single Family Home |
|---|---|
| Details | 1,173 sqft · built 1986 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,027 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 44-14-00-0-114 |
| Primary APN | 44-14-00-0-114 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,173 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Street Address | 115 POWDER MILL RD |
|---|---|
| City | RECTOR |
| State | PA |
| Zip | 15677-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PCL, HSE, SP |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | COOK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 808600 |
115 Powder Mill Rd is owned and occupied by an individual who acquired it in March 2008.
Source: Westmoreland County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 POWDER MILL RD, RECTOR, PA 15677-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STANDARD BANK PASB |
| Oct 9, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 5, 2008 |
| Transfer Doc | 0000011100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 115 POWDER MILL RD, RECTOR, PA 15677-1632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0000010673 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 202004130010673 |
| Name | STANDARD BANK PASB |
|---|---|
| Type | Bank |
| Address | MONROEVILLE, PA 15146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 10, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 115 POWDER MILL RD, RECTOR, PA 15677-1632 |
| Document Number | 0000035422 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 115 POWDER MILL RD RECTOR PA 156771632, RECTOR, PA 15677-1632 |
| Document Number | 0000035422 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 35422 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 4, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 115 Powder Mill Rd was $3,027, up % from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | Cook Township |
| Unified School District | Ligonier Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,027.00 (+0.03%) | $25,570 Land $1,500 Building $24,070 | |
| 2025 | $3,026.00 | $25,570 Land $1,500 Building $24,070 | |
| 2024 | $3,026.00 | $25,570 Land $1,500 Building $24,070 | |
| 1972 | $25,570 Land $1,500 Building $24,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Powder Mill Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1985–2017) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Powder Mill Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LHTC Broadband Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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