Craven County property record for 115 Pirates Ln, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,029 sqft · built 1982 |
| Lot Size | 0.295 acres (12,843 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,000 (Apr 2004) |
| Tax Bill | $1,302 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-E-D-018 |
| Primary APN | 6-220-E-D-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,029 sqft Living Area |
| 1st Floor Area | 1,029 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,843 sqft (0.295 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 55398 |
|---|---|
| Street Address | 115 PIRATES LN |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-1760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18 BLK D COLLEGE PK SCT 5 |
| Legal Subdivision | COLLEGE PARK |
| Legal Block | D |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 961302 |
115 Pirates Ln is owned and occupied by an individual who bought it in April 2004.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 PIRATES LN, HAVELOCK, NC 28532-1760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2004 · Amount on File |
| Deed Sale | Apr 19, 2004 · Amount on File |
| Deed Book / Page | 2173 / 609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 115 PIRATES LN, HAVELOCK, NC 28532-1760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 3624/799 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 3624/799 |
| Instrument | 10058748 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 115 Pirates Ln was $1,302.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,890 (+9.73%) Land $40,000 Building $75,890 | $115,890 (+9.73%) Land $40,000 Building $75,890 | |
| 2025 | $1,302.00 | $105,610 Land $40,000 Building $65,610 | $105,610 Land $40,000 Building $65,610 |
| 2023 | $1,247.00 (+21.54%) | $105,610 (+25.62%) Land $40,000 Building $65,610 | $105,610 Land $40,000 Building $65,610 |
| 2022 | $1,026.00 | $84,070 Land $35,000 Building $49,070 | |
| 2018 | $84,070 Land $35,000 Building $49,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Pirates Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 4 (2009–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Pirates Ln is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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