115 Pineur Rd, Richmond, KY 40475 Property Records

Madison County property record for 115 Pineur Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft
Lot Size	3.61 acres (157,687 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Apr 2021)
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0053-0000-0038-S`

Property Details

APN / Parcel Number

Primary APN	`0053-0000-0038-S`
Alternative APNs	`106734` `144074` `74252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	157,687 sqft (3.61 acres)
Garage Type	Basement
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	74252
Street Address	115 PINEUR RD
City	RICHMOND
State	KY
Zip	40475-9152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEUR ACRES TRACT 18 (3.62 ACRES)
Legal Subdivision	PINEUR ACRES
Legal Tract	18
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3012
Census Tract	10104

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	115 PINEUR RD, RICHMOND, KY 40475-9152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Apr 27, 2021	Deed, Construction Loan · Construction Mortgage FIRST SOUTHERN NATIONAL BANK
Oct 29, 2020	Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK & TRUST CO OF MADISON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	2014034796
Deed Book / Page	D804 / 257
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	115 PINEUR RD, RICHMOND, KY 40475-9152
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 PINEUR RD, RICHMOND, KY 40475-9152

Mortgage

Document Number	00M2221/27
Date	Mar 10, 2023
Book Page	M2221/27
Instrument	2014135383

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 25, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	115 PINEUR RD, RICHMOND, KY 40475-9152
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	JETT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2196/90
Date	Oct 14, 2022
Book Page	M2196/90
Instrument	2014115815

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 27, 2021
Property Address	115 PINEUR RD, RICHMOND, KY 40475-9152
Document Number	00D804/257
Book / Page	D804 / 257
Instrument Date	Apr 3, 2021
Instrument	2014034796
Transaction Type	Construction Loan
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1031 HIDDEN RIDGE DR, WACO, KY 40385-9405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	115 PIONEER DR, RICHMOND, KY 40475-9654

Mortgage

Document Number	2014034797
Date	Apr 27, 2021
Instrument	2014034797

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Aug 26, 2046

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 29, 2020
Property Address	115 PINEUR RD, RICHMOND, KY 40475-9152
Document Number	D00796/206
Book / Page	D00796 / 206
Instrument Date	Oct 21, 2020
Instrument	2014023073
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 HIGHLANDS DR, PADUCAH, KY 42001-8904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1031 HIDDEN RIDGE DR, WACO, KY 40385-9405

Mortgage

Document Number	2014023074
Date	Oct 29, 2020
Instrument	2014023074

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00 (-2.77%) Additional exemption filed	$175,000 (-)	$175,000 (-)
2023	$1,697.00	$175,000	$175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2014–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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