115 Pine St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 115 Pine St, Andover, MA 01810

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 3,645 sqft · built 2021
Lot Size	0.485 acres (21,156 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Apr 2021)
Tax Bill	$17,819 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00021 B:00112 L:00002`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00021 B:00112 L:00002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,645 sqft Living Area
Gross Area	4,800 sqft
Basement Area	1,336 sqft
Unfinished Basement	347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	115 PINE ST
City	ANDOVER
State	MA
Zip	01810-1721
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SRA
Legal Block	112
Legal Lot Number	2
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	3
Census Block	3000
Census Tract	254200

Owner

Source: Essex County and Andover Town records · APN ANDO M:00021 B:00112 L:00002

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 PINE ST, ANDOVER, MA 01810-1721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2021 · Amount on Record
Deed Sale	Apr 02, 2021 · Amount on Record
Deed Document Number	202111083
Deed Book / Page	16858 / 24
Record Updated	Sep 20, 2026

April 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ANDOVER MA
Recording Date	Apr 02, 2021
Property Address	115 PINE ST, ANDOVER, MA 01810-1721
Document Number	0016858-24
Book / Page	16858 / 24
Instrument Date	Apr 02, 2021
Instrument	11083
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 PINE ST # 2, 2, ANDOVER, MA 01810-1721

Mortgage

Document Number	0000011084
Date	Apr 02, 2021
Instrument	11084

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,819.00 (+8.04%)	$1,426,700 (+11.42%) Building $1,426,700	$1,570,160
2024	$16,493.00 (+3.69%)	$1,280,500 (+9.97%) Building $1,280,500
2023	$15,906.00	$1,164,400 Building $1,164,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092542003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000

Based on FCC filings for 274 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3009000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ANDOVER WATER DEPT serves 36,569 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.