115 Pennbrooke Loop, Foley, AL 36535 Property Records

Baldwin County property record for 115 Pennbrooke Loop, Foley, AL 36535

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,044 sqft · built 1999
Lot Size0.276 acres (12,062 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesJul 2017 Line of Credit
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN54-04-20-2-000-002

Property Details

APN / Parcel Number

Primary APN54-04-20-2-000-002
Alternative APNs
  • 293086
  • 11517

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,044 sqft Heated Area
1st Floor Area2,044 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,062 sqft (0.276 acres)
Lot Dimensions141 ft deep x 85 ft wide
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number293086
Street Address115 PENNBROOKE LOOP
CityFOLEY
StateAL
Zip36535-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description85' X 141.9' IRR LOT 8 PHASE 2 PENNBROOKE SUB SLIDE 1774-B LYING IN THE CITY OF FOLEY SEC 20-T7S-R4E (WD-SURVIVORSHIP)
Legal SubdivisionPENNBROOKE SUB PHASE 2
Legal Phase2
Legal BlockPH 2
Legal Lot Number8
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group1
Census Block1112
Census Tract11501

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 PENNBROOKE LOOP, FOLEY, AL 36535-1611
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2017Deed of Trust, Mortgage · Line of Credit
PEN AIR FCU
Mar 15, 2022Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Nov 27, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Nov 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2012
Deed SaleMar 2, 2012
Prior SaleNov 17, 2005
Deed Document Number20121327464
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address115 PENNBROOKE LOOP, FOLEY, AL 36535-1611
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001646845
DateJul 27, 2017
Instrument1646845
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address115 PENNBROOKE LOOP, FOLEY, AL 36535-1611
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001985016
DateMar 15, 2022
Instrument1985016
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address115 PENNBROOKE LOOP, FOLEY, AL 36535-1611
Document Number0001799902
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 PENNBROOKE LOOP FOLEY AL 365351611, FOLEY, AL 36535-1611

Mortgage

Document Number0001799902
DateDec 11, 2019
Instrument1799902
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address115 PENNBROOKE LOOP, FOLEY, AL 36535-1611
Document Number0001732129
Instrument DateNov 10, 2018
Transaction TypeMortgage
Record UpdatedDec 13, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 PENNBROOKE LOOP FOLEY AL 365351611, FOLEY, AL 36535-1611

Mortgage

Document Number0001732129
DateNov 30, 2018
Instrument1732129
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2048

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityFoley City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,760 (+10.95%) Land $4,000 Building $23,760$277,500 (+11%) Land $40,000 Building $237,500
2023Homeowner's exemption Senior Citizen's exemption Additional exemption filed$25,020 (+22.05%)$250,000 (+22.01%) Land $42,200 Building $207,800
2022Homeowner's exemption Senior Citizen's exemption Additional exemption filed$20,500$204,900 Land $42,900 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims18 (1998–2020)
Claims Outside the SFHA17 of 18
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FOLEY, UTILITIES BOARD OF THE
serves 50,919 people · EPA ID AL0000036
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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