Rowan County property record for 115 Payne Rd, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,026 sqft · built 2001 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,069 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146 156 |
| Primary APN | 146 156 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,026 sqft Living Area |
| 1st Floor Area | 1,023 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Area | 528 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 165 sqft |
| Deck Area | 144 sqft |
| Storage Building | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 115 PAYNE RD |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-8021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L1 .92AC |
| Legal Subdivision | PATTERSON SOUTH SUBDIVISION |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 51400 |
Source: Rowan County records, as of August 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 PAYNE RD, KANNAPOLIS, NC 28083-8021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2013 |
| Transfer Doc | 0012230175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 115 PAYNE RD, KANNAPOLIS, NC 28083-8021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0014210552 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 1421/552 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 115 PAYNE RD, KANNAPOLIS, NC 28083-8021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0013700669 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 1370/669 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Rowan County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,069.00 | $317,104 (-) Land $66,500 Building $250,604 | |
| 2023 | $2,069.00 | $317,104 Land $66,500 Building $250,604 | $317,104 Land $66,500 Building $250,604 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures