115 Parker St, Erwin, TN 37650 Property Records

Unicoi County property record for 115 Parker St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,060 sqft · built 1950
Lot Size	0.218 acres (9,487 sqft)
Owner	2 Individual Names on File
Last Sale	$117,000 (Jul 2021)
Tax Bill	$754 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031K-D-003.00`

Property Details

APN / Parcel Number

Primary APN	`031K-D-003.00`
Alternative APNs	`086031K D 00300` `000008433`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,060 sqft Living Area
Gross Area	1,084 sqft
1st Floor Area	1,060 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Siding Sheathing
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,487 sqft (0.218 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	156 sqft
Utility Building	228 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	115 PARKER ST
City	ERWIN
State	TN
Zip	37650-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TENANTS IN COMMON WITH RIGHT OF SURVIVORSHIP 75X125
Legal Subdivision	ZACK PARKER PROP
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1057
Census Tract	80200

Owner

115 Parker St is owned and occupied by two individuals who acquired it in December 2022.

Source: Unicoi County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 PARKER ST, ERWIN, TN 37650-2070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CLINCHFIELD FCU
Jul 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Deed Document Number	20211489
Deed Book / Page	2021 / 447.826
Last Transfer Date	Dec 9, 2022
Transfer Doc	0000466234
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Dec 14, 2022
Property Address	115 PARKER ST, ERWIN, TN 37650-2070
Document Number	0000466234
Book / Page	466 / 234
Instrument Date	Dec 9, 2022
Instrument	22002644
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 PARKER ST, FALL BRANCH, TN 37656

Mortgage

Document Number	0000466236
Date	Dec 14, 2022
Book Page	466/236
Instrument	22002645

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.6%
Type Change Date	Jan 1, 2033
Change Frequency	5 Years
Min Rate At Change	6.6%
Index	5-Year TN
Max Rate	12.6%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 9, 2021
Property Address	115 PARKER ST, ERWIN, TN 37650-2070
Document Number	0000447826
Book / Page	447 / 826
Instrument Date	Jul 9, 2021
Instrument	21001489
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	115 PARKER ST, ERWIN, TN 37650-2070

Mortgage

Document Number	0021001490
Date	Jul 9, 2021
Instrument	21001490

Lender

Name	CLINCHFIELD FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.75%
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 115 Parker St was $754, down 18% from the year before.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$754.00 (-18.04%)	$28,900 Land $4,400 Building $24,500	$115,600 Land $17,600 Building $98,000
2024	$920.00
2023		$35,250 (-) Land $4,400 Building $30,850
2022	$829.00	$35,250 Land $4,400 Building $30,850	$115,600 Land $17,600 Building $98,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Parker St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Parker St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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