Frederick County property record for 115 Park Ln, Thurmont, MD 21788
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,494 sqft · built 2019 |
| Lot Size | 0.062 acres (2,684 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,990 (Feb 2020) |
| Tax Bill | $4,341 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15-596638 |
| Primary APN | 15-596638 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,494 sqft Living Area |
| Gross Area | 2,714 sqft |
| 1st Floor Area | 748 sqft |
| Basement Area | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,684 sqft (0.062 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 596638 |
|---|---|
| Street Address | 115 PARK LN |
| City | THURMONT |
| State | MD |
| Zip | 21788-1904 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 1 2,684 SQ FT PARK PLACE |
| Legal Subdivision | THURMONT |
| Legal Block | 210 |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 753001 |
Source: Frederick County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 PARK LN, THURMONT, MD 21788-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Mar 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Feb 6, 2020 | Deed, Subdivision Related Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2020 · Amount on Record |
| Deed Sale | Feb 6, 2020 · Amount on Record |
| Prior Sale | Aug 1, 2018 · Amount on Record |
| Deed Book / Page | 13511 / 373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 11, 2026 |
| Property Address | 115 PARK LN, THURMONT, MD 21788-1904 |
| Document Number | 1785000389 |
| Book / Page | 17855 / 389 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 115 PARK LN, THURMONT, MD 21788-1904 |
| Document Number | 1785000389, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 17855/389 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 285 Months |
| Due | Feb 1, 2050 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 115 PARK LN, THURMONT, MD 21788-1904 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 115 PARK LN, THURMONT, MD 21788-1904 |
| Document Number | 0167870498 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 16787/498 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 6, 2020 |
| Property Address | 115 PARK LN, THURMONT, MD 21788-1904 |
| Document Number | 0135110373 |
| Book / Page | 13511 / 0373 |
| Map Reference | MB 100 FO 90 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $649.98 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 PARK LN, THURMONT, MD 21788-1904 |
| Document Number | 0135110379 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 13511/0379 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,341.00 (+11.28%) Homeowner's exemption | $307,167 (+20.22%) | $333,000 (+30.33%) Land $70,000 Building $263,000 |
| 2023 | $3,901.00 Homeowner's exemption | $255,500 Land $70,000 Building $185,500 | $255,500 Land $70,000 Building $185,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures