115 Park Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 115 Park Ave, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,519 sqft · built 1937
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Apr 2024)
Tax Bill	$3,873 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`004-30-08-005.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-08-005.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,519 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	115 PARK AVE
City	ELSMERE
State	KY
Zip	41018-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW LOT 163
Legal Subdivision	FAIRVIEW ELSMERE
Legal Lot Number	163
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1024
Census Tract	65700

Owner

115 Park Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 PARK AVE, ELSMERE, KY 41018-1933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Apr 3, 2024	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 27, 2023	Commissioner's Deed, Foreclosure Foreclosure Auction
Aug 15, 2017	Quit Claim Deed, Transfer PERFORMANCE TITLE AGENCY
Aug 15, 2017	Warranty Deed, Transfer · VA Mortgage POLARIS HM FNDG
Aug 15, 2017	Warranty Deed, Transfer PERFORMANCE TITLE AGENCY
Jul 8, 2017	Warranty Deed, Transfer PERFORMANCE TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Prior Sale	Nov 27, 2023 · Amount on File
Deed Document Number	202434
Deed Book / Page	277 / 587
Prior Transfer Date	Aug 4, 2017
Prior Transfer Doc	0005900077
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	115 PARK AVE, ELSMERE, KY 41018-1933
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 PARK AVE, ELSMERE, KY 41018-1933

Mortgage

Document Number	0005900036
Date	Apr 3, 2024
Book Page	KCM537/804
Instrument	24040305900036

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	1231 LOUISVILLE RD, FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2034

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 3, 2024
Property Address	115 PARK AVE, ELSMERE, KY 41018-1933
Document Number	0005900034
Book / Page	KC 277 / 587
Instrument Date	Mar 1, 2024
Instrument	24040305900034
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5950 MAIN ST, BURLINGTON, KY 41005-9601

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 PARK AVE, ELSMERE, KY 41018-1933

Mortgage

Document Number	0005900035
Date	Apr 3, 2024
Instrument	24040305900035

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0005900035
Date	Apr 3, 2024
Book Page	KCM537/784
Instrument	24040305900035

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

November 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KENTON KY
Recording Date	Nov 27, 2023
Property Address	115 PARK AVE, ELSMERE, KY 41018-1933
Document Number	0005900085
Book / Page	KC 258 / 549
Map Reference	PL 86
Instrument Date	Nov 27, 2023
Instrument	23112705900085
Transaction Type	Foreclosure
Record Updated	May 16, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 MADISON AVE # AVE8TH, AVE8TH, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5950 MAIN ST, BURLINGTON, KY 41005-9601

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Aug 15, 2017
Property Address	115 PARK AVE, ELSMERE, KY 41018-1933
Document Number	0000000077
Book / Page	C6225 / 000029
Instrument Date	Aug 14, 2017
Instrument	77
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PERFORMANCE TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 PARK AVE ELSMERE KY 410181933, ELSMERE, KY 41018-1933

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 15, 2017
Property Address	115 PARK AVE, ELSMERE, KY 41018-1933
Document Number	0000000079
Book / Page	0C6225 / 000037
Instrument Date	Aug 4, 2017
Instrument	79
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	PERFORMANCE TITLE AGENCY, PERFORMANCE TITLE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 PARK AVE ELSMERE KY 410181933, ELSMERE, KY 41018-1933

Mortgage

Document Number	81
Date	Aug 15, 2017
Book Page	006225/000041
Instrument	81

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 15, 2017
Property Address	115 PARK AVE, ELSMERE, KY 41018-1933
Document Number	0000000078
Book / Page	0C6225 / 000033
Instrument Date	Aug 4, 2017
Instrument	78
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PERFORMANCE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$115.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301
Investor	Possibly a Property Investor

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 8, 2017
Property Address	115 PARK AVE, ELSMERE, KY 41018-1933
Document Number	0000000078
Book / Page	C6225 / 000033
Instrument Date	Aug 4, 2017
Instrument	78
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	PERFORMANCE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$115.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301

Tax Assessment & Valuation

The 2025 property tax bill for 115 Park Ave was $3,873.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (-) Land $25,000 Building $230,000	$255,000 (-) Land $25,000 Building $230,000
2025	$3,873.00	$255,000 Land $25,000 Building $230,000	$255,000 Land $25,000 Building $230,000
2023	$2,205.00 (+15.99%)	$147,100 (+27.36%) Land $25,000 Building $122,100	$147,100 (+27.36%) Land $25,000 Building $122,100
2022	$1,901.00	$115,500 Land $20,000 Building $95,500	$115,500 Land $20,000 Building $95,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 Park Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Park Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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