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115 Palmetto Rd, Satsuma, FL 32189 Property Records

Putnam County property record for 115 Palmetto Rd, Satsuma, FL 32189

Property Summary

Property TypeSingle Family Home
Details1,488 sqft · built 1997
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Sep 2022)
Tax Bill$1,458 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Nov 2021 Re-recorded Document
+ 1 more
Flood ZoneZone X (minimal risk)
APN43-10-27-8254-007.0-007.0

Property Details

APN / Parcel Number

Primary APN43-10-27-8254-007.0-007.0
Alternative APN
  • 60405

Interior

Plumbing Fixtures9 Plumbing Fixtures
Building Area1,488 sqft Living Area
1st Floor Area2,022 sqft

Exterior

Year BuiltBuilt 1997
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions124 ft deep x 162 ft wide
PorchPorch
Porch Area324 sqft
Deck Area114 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number60405
Street Address115 PALMETTO RD
CitySATSUMA
StateFL
Zip32189-2224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST JOHNS RIVERSIDE ESTATES, RI
Legal Range27E
Legal Township10S
Legal Section43
Legal SubdivisionRIVERSIDE
Legal BlockG
Legal Lot Number7 8
JurisdictionPUTNAM FL
Township / Civil DivisionEAST PALATKA
Census Block Group1
Census Block1019
Census Tract951100

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address115 PALMETTO RD, SATSUMA, FL 32189-2224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Special Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CITY HOME LOANS LLC
Nov 18, 2021Re-recorded Document
ATTORNEY ONLY, ATTORNEY
Mar 22, 2019Warranty Deed, Transfer · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Prior SaleMar 22, 2019 · Amount on Record
Deed Document Number202254022734
Deed Book / Page1684 / 784
Record UpdatedJun 8, 2026

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPUTNAM FL
Recording DateSep 15, 2022
Property Address115 PALMETTO RD, SATSUMA, FL 32189-2224
Document Number0016840784
Book / Page1684 / 784
Map ReferenceMB 4 PG 194&195
Instrument DateAug 23, 2022
Instrument202254022734
Transaction TypeTransfer
Record UpdatedOct 10, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 BAISDEN RD APT 202, 202, JACKSONVILLE, FL 32218-4167

Mortgage

Document Number0001684786
DateSep 15, 2022
Instrument1684/786
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

November 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionPUTNAM FL
Recording DateNov 18, 2021
Property Address115 PALMETTO RD, SATSUMA, FL 32189-2224
Document Number0016441352
Book / Page1644 / 1352
Map ReferenceDOC 4 PG 194&195
Instrument DateNov 17, 2021
Instrument202154026755
Record UpdatedDec 7, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address13801 WIRELESS WAY, 13801, OKLAHOMA CITY, OK 73134-2500

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 WEST END AVE #760W # 760W, 760W, APOPKA, FL 32703

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateMar 22, 2019
Property Address115 PALMETTO RD, SATSUMA, FL 32189-2224
Document Number0015370036
Book / Page001537 / 000036
Instrument DateMar 22, 2019
Instrument54005124
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$868.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 PALMETTO RD SATSUMA FL 321892224, SATSUMA, FL 32189-2224

Mortgage

Document Number15370038
DateMar 22, 2019
Book Page001537/000038
Instrument54005125
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2049

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,458.00 (+15.26%) Homeowner's exemption$108,140 (+5.77%)$163,190 (-5.38%) Land $12,700 Building $150,490
2023$1,265.00 (-48.81%) Homeowner's exemption$102,240 (-31.01%)$172,470 (+16.38%) Land $10,320 Building $162,150
2022$2,471.00$148,200$148,200 Land $9,530 Building $138,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims40 (2001–2024)
Claims Outside the SFHA1 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 11 claims
  • Hurricane Matthew, Oct 2016 · 8 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN MATEO ESTATES
private · serves 112 people · EPA ID FL2544295
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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