115 Paddock Dr, Fruitland, MD 21826 Property Records

Wicomico County property record for 115 Paddock Dr, Fruitland, MD 21826

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,340 sqft · built 2005
Lot Size	0.399 acres (17,371 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Oct 2009)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-041157`

Property Details

APN / Parcel Number

Primary APN	`16-041157`
Alternative APN	`041157`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,340 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,371 sqft (0.399 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	041157
Street Address	115 PADDOCK DR
City	FRUITLAND
State	MD
Zip	21826-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	L 39-17,371 S F 115 PADDOCK DRIVE SADDLEBROOK SUBDV
Legal Subdivision	PADDOCK DRIVE SADDLEBROOK SUB
Legal Lot Number	39
Jurisdiction	WICOMICO MD
Township / Civil Division	16, FRUITLAND
Census Block Group	4
Census Block	4013
Census Tract	10501

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 PADDOCK DR, FRUITLAND, MD 21826-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2009 · Amount on Record
Deed Sale	Oct 21, 2009 · Amount on Record
Prior Sale	Oct 19, 2009 · Amount on Record
Deed Document Number	20091715
Deed Book / Page	3116 / 234
Prior Transfer Date	Dec 7, 2006
Prior Transfer Doc	0027140258
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	115 PADDOCK DR, FRUITLAND, MD 21826-2101
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 PADDOCK DR, FRUITLAND, MD 21826-2101

Mortgage

Document Number	0052210485
Date	Feb 27, 2023
Book Page	5221/485

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	115 PADDOCK DR, FRUITLAND, MD 21826-2101
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047420353
Date	Dec 1, 2020
Book Page	4742/353

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Fruitland City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,933 (+6.31%)	$334,700 (-) Land $34,400 Building $300,300
2025	$2,388.00 (+2.89%) Homeowner's exemption	$297,167 (+16.44%)	$334,700 (+20.22%) Land $34,400 Building $300,300
2023	$2,321.00 Homeowner's exemption	$255,200	$278,400 Land $34,400 Building $244,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRUITLAND serves 5,907 people · EPA ID MD0220008
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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