Franklin County property record for 115 Owens Dr, Ferrum, VA 24088
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,288 sqft · built 1966 |
| Lot Size | 0.529 acres (23,043 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jun 2022) |
| Tax Bill | $865 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080 02-013 00 |
| Primary APN | 080 02-013 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 1,464 sqft |
| 1st Floor Area | 532 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 532 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,043 sqft (0.529 acres) |
| Terrain | Rolling |
| Porch | Patio |
| Porch Area | 176 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 25121 |
|---|---|
| Street Address | 115 OWENS DR |
| City | FERRUM |
| State | VA |
| Zip | 24088-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | FERRUM COLLEGE SUBD LOT 13 |
| Legal Subdivision | FERRUM COLLEGE SUBD |
| Legal Lot Number | 13 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 20701 |
115 Owens Dr is owned and occupied by an individual who bought it in June 2022.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 OWENS DR, FERRUM, VA 24088-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed, Transfer · FHA Mortgage MLD MORTGAGE |
| Jun 11, 2018 | Warranty Deed, Transfer AMERICAN NATL BK & TR CO |
| Jun 14, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on File |
| Deed Sale | Jun 24, 2022 · Amount on File |
| Prior Sale | Jun 11, 2018 · Amount on File |
| Deed Document Number | 20224926 |
| Deed Book / Page | 1186 / 949 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jun 24, 2022 |
| Property Address | 115 OWENS DR, FERRUM, VA 24088-2501 |
| Document Number | 0011860949 |
| Book / Page | 1186 / 949 |
| Map Reference | MB 460 PG 757-760 |
| Instrument Date | May 31, 2022 |
| Instrument | 220004926 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 OWENS DR, FERRUM, VA 24088-2501 |
| Document Number | 0220004927 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 220004927 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jun 11, 2018 |
| Property Address | 115 OWENS DR, FERRUM, VA 24088-2501 |
| Document Number | 0011091041 |
| Book / Page | 001109 / 001041 |
| Instrument Date | May 17, 2018 |
| Instrument | 3627 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 OWENS DR FERRUM VA 240882501, FERRUM, VA 24088-2501 |
| Document Number | 11091044 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 001109/001044 |
| Instrument | 3628 |
| Name | AMERICAN NATL BK & TR CO |
|---|
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 115 OWENS DR, FERRUM, VA 24088-2501 |
| Document Number | 0010942426 |
| Book / Page | 001094 / 002426 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0010942426 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 001094/002426 |
| Instrument | 4024 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 115 Owens Dr was $865.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $865.00 | $201,200 Land $23,000 Building $178,200 | $201,200 Land $23,000 Building $178,200 |
| 2023 | $688.00 | $112,900 (-) Land $20,000 Building $92,900 | $112,900 (-) Land $20,000 Building $92,900 |
| 2022 | $112,900 Land $20,000 Building $92,900 | $112,900 Land $20,000 Building $92,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Owens Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 115 Owens Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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