115 Overlook Ter, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 115 Overlook Ter, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,431 sqft · built 1930
Lot Size	0.096 acres (4,199 sqft)
Owner	Company Name on File
Last Sale	$595,000 (Aug 2025)
Tax Bill	$17,372 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01189-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`02-01189-0000-00010`
Alternative APN	`020118900010`

Interior

Stories	1 Story
Building Area	1,431 sqft Living Area
1st Floor Area	1,431 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide

Location & Zoning

Old Parcel Number	020118900010
Street Address	115 OVERLOOK TER
City	BLOOMFIELD
State	NJ
Zip	07003-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	42 X 100
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	1189
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3003
Census Tract	14800

Owner

115 Overlook Ter is owned by a company that bought it in August 2025.

Source: Essex County and Bloomfield Township records, as of October 14, 2026

Owner of Record	Company Name on File
Mailing Address	7 N WILLOW ST, 5, MONTCLAIR, NJ 07042-3592
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC
Aug 1, 2025	Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025 · Amount on File
Deed Sale	Aug 1, 2025 · Amount on File
Prior Sale	Sep 14, 2018
Deed Document Number	202548329
Prior Transfer Date	Aug 10, 2018
Prior Transfer Doc	0000080134
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	115 OVERLOOK TER, BLOOMFIELD, NJ 07003-2916
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, SAFE HOUSE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 N WILLOW ST 5, 5, MONTCLAIR, NJ 07042-3592

Mortgage

Document Number	0000059077
Date	Sep 18, 2025
Instrument	2025059077

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 1, 2025
Property Address	115 OVERLOOK TER, BLOOMFIELD, NJ 07003-2916
Document Number	0000048329
Instrument Date	Jul 22, 2025
Instrument	2025048329
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, SAFE HOUSE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 OVERLOOK TER, BLOOMFIELD, NJ 07003-2916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 N WILLOW ST STE 5, 5, MONTCLAIR, NJ 07042-3592

Mortgage

Document Number	0000048330
Date	Aug 1, 2025
Instrument	2025048330

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 115 Overlook Ter was $17,372, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,800 (-14.08%) Land $281,500 Building $146,300	$427,800 (-14.08%) Land $281,500 Building $146,300
2025	$17,372.00 (+2.87%)	$497,900 Land $281,500 Building $216,400	$497,900 Land $281,500 Building $216,400
2024	$16,888.00
2023		$497,900 Land $281,500 Building $216,400	$497,900 Land $281,500 Building $216,400
2022	$15,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Overlook Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Overlook Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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