Shiawassee County property record for 115 Osburn St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,840 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $86,900 (Aug 2015) |
| Tax Bill | $2,912 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-460-001-007-00 |
| Primary APN | 050-460-001-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Custom Design |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 996 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 115 OSBURN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 12 OF LOTS 8 & 9 BLK 1 OSBURNS SUBDIV OF OUTLOTS 14 & 15 OF JENNETT H KELLY ADD |
| Legal Subdivision | OSBURNS SUBDIV |
| Legal Block | 1 |
| Legal Lot Number | 8-9 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30500 |
115 Osburn St is owned and occupied by two individuals who bought it in August 2015.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 OSBURN ST, OWOSSO, MI 48867-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2015 · Amount on File |
| Deed Sale | Aug 10, 2015 · Amount on File |
| Deed Document Number | 20153276696 |
| Deed Book / Page | 1213 / 506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 115 OSBURN ST, OWOSSO, MI 48867-1742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012290621 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 1229/0621 |
| Instrument | 3292925 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 13, 2041 |
The 2025 property tax bill for 115 Osburn St was $2,912 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,200 (+8.14%) | $236,400 (+8.14%) | |
| 2025 | $2,912.00 Homeowner's exemption | $109,300 | $218,600 |
| 2023 | $2,776.00 Homeowner's exemption | $88,200 | $176,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Osburn St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 115 Osburn St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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