115 Onyx Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 115 Onyx Dr, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,360 sqft · built 1999
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on Record
Last Sale$332,000 (Oct 2008)
Tax Bill$6,520 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN051-643-03

Property Details

APN / Parcel Number

Primary APN051-643-03
Alternative APN
  • 051-643-03-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,360 sqft Living Area
Gross Area1,808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
Garage TypeAttached
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address115 ONYX DR
CityWATSONVILLE
StateCA
Zip95076-1367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionTR #1334 DIAMOND ESTATES LOT 000023 MAP 000093 00005
Legal SubdivisionDIAMOND ESTATES TR #1334
Legal Tract1334
Legal Lot Number23
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group4
Census Block4007
Census Tract122500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 RIALTO DR, WATSONVILLE, CA 95076-2946
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2008 · Amount on Record
Deed SaleOct 16, 2008 · Amount on Record
Prior SaleAug 12, 2008 · Amount on Record
Deed Document Number200842482
Last Transfer DateApr 1, 2013
Transfer Doc0000017329
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address115 ONYX DR, WATSONVILLE, CA 95076-1367
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIALTO DR, WATSONVILLE, CA 95076-2946

Mortgage

Document Number0000018416
DateApr 1, 2021
Instrument2021-0018416
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$436,089 (+2%) Land $261,653 Building $174,436
2025$6,520.00 (+13.47%)$427,538 (+4.04%) Land $256,522 Building $171,016
2023$5,746.00 (+2.92%)$410,936 Land $246,561 Building $164,375$514,530
2022$5,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Onyx Dr

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