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115 Oleander Dr, San Mateo, FL 32187 Property Records

Putnam County property record for 115 Oleander Dr, San Mateo, FL 32187

Property Summary

Property TypeSingle Family Home
Details2,151 sqft · built 1978
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$334,000 (Apr 2022)
Tax Bill$4,232 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jul 2021 Foreclosure
Flood ZoneZone X (minimal risk)
APN28-10-27-3700-000.0-020.0

Property Details

APN / Parcel Number

Primary APN28-10-27-3700-000.0-020.0
Alternative APN
  • 12300

Interior

Plumbing Fixtures11 Plumbing Fixtures
Building Area2,151 sqft Living Area
1st Floor Area1,684 sqft
FlooringSteel Beam
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions182 ft deep x 100 ft wide
PorchPorch
Porch Area501 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number12300
Street Address115 OLEANDER DR
CitySAN MATEO
StateFL
Zip32187-2452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND PARK S/D MB2 P40, LOT
Legal Range27E
Legal Township10S
Legal Section28
Legal SubdivisionHIGHLAND PARK S/D
Legal Lot Number20 21
JurisdictionPUTNAM FL
Township / Civil DivisionEAST PALATKA
Census Block Group3
Census Block3002
Census Tract951100

Owner

115 Oleander Dr is owned and occupied by an individual who bought it in April 2022.

Source: Putnam County records, as of January 12, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address115 OLEANDER DR, SAN MATEO, FL 32187-2452
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Warranty Deed, Transfer · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 22, 2021Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2022 · Amount on File
Deed SaleApr 11, 2022 · Amount on File
Prior SaleJul 22, 2021 · Amount on File
Deed Document Number202254008586
Deed Book / Page1663 / 1125
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateApr 11, 2022
Property Address115 OLEANDER DR, SAN MATEO, FL 32187-2452
Document Number0016631125
Book / Page1663 / 1125
Map ReferenceMB 2 PG 40
Instrument DateApr 8, 2022
Instrument202254008586
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,338.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 OLEANDER DR, SAN MATEO, FL 32187-2452

Mortgage

Document Number0016631127
DateApr 11, 2022
Instrument1663/1127
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

July 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPUTNAM FL
Recording DateJul 22, 2021
Property Address115 OLEANDER DR, SAN MATEO, FL 32187-2452
Document Number0016280837
Book / Page1628 / 837
Map ReferenceMB 2 PG 40
Instrument DateJul 20, 2021
Instrument202154016326
Transaction TypeForeclosure
Record UpdatedJan 13, 2026

Transaction

AmountAmount on Record
Tax$760.20
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1124 4TH AVE, WELAKA, FL 32193-2011

Transferred To (Grantee/Buyer)

NameVerified Name
Address13901 SUTTON PARK DR S STE 300, 300, JACKSONVILLE, FL 32224-0230
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 115 Oleander Dr was $4,232 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,232.00 Homeowner's exemption$272,430$272,430 Land $12,320 Building $260,110
2023$4,863.00 (+99.14%)$281,790 (+88.85%)$281,790 (+88.85%) Land $12,320 Building $269,470
2022$2,442.00$149,210$149,210 Land $12,320 Building $136,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 115 Oleander Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims20 (1994–2020)
Most Recent ClaimAug 2020 · other causes
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 3 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Oleander Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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