115 Old Wagon Rd, Rosman, NC 28772 Property Records

Transylvania County property record for 115 Old Wagon Rd, Rosman, NC 28772

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 784 sqft · built 1983
Lot Size	15.7 acres (687,812 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,080 (2026)
Deeds & Mortgages	May 2026 Transfer Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8545-70-2999-000`

Property Details

APN / Parcel Number

Primary APN	`8545-70-2999-000`
Alternative APN	`55954400`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	784 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	687,812 sqft (15.7 acres)
View / Lot	Waterfront
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	55954400
Street Address	115 OLD WAGON RD
City	ROSMAN
State	NC
Zip	28772-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1379
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1044
Census Tract	960502

Owner

115 Old Wagon Rd is owner-occupied and held in a trust since March 2016.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	115 OLD WAGON RD, ROSMAN, NC 28772-9671
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 22, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1997
Deed Sale	May 1, 1997
Deed Book / Page	416 / 110
Last Transfer Date	Mar 24, 2016
Transfer Doc	0007580267
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	May 12, 2026
Property Address	115 OLD WAGON RD, ROSMAN, NC 28772-9671
Document Number	0000002180
Book / Page	1188 / 195
Instrument Date	May 5, 2026
Instrument	20262180
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	115 OLD WAGON RD, ROSMAN, NC 28772-9671

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	115 OLD WAGON RD, ROSMAN, NC 28772-9671
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 OLD WAGON RD, ROSMAN, NC 28772-9671

Mortgage

Document Number	0011100518
Date	Apr 4, 2024
Book Page	1110/518
Instrument	2024001523

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	115 OLD WAGON RD, ROSMAN, NC 28772-9671
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009780378
Date	Apr 22, 2021
Book Page	978/378
Instrument	2021003144

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 115 Old Wagon Rd was $1,080.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,080.00	$308,150 (-) Land $150,010 Building $158,140	$308,150 (-) Land $150,010 Building $158,140
2025	$1,080.00	$308,150 Land $150,010 Building $158,140	$308,150 Land $150,010 Building $158,140
2023	$1,211.00	$226,520 Land $150,010 Building $76,510	$226,520 Land $150,010 Building $76,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Old Wagon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2021–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Old Wagon Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Comporium DSL	10 / 1

Cell Coverage

5G (outdoors only)

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