115 Old Mendon Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 115 Old Mendon Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 1974
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,443 (2026)
Deeds & Mortgages	Feb 2024 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-2397-50`

Property Details

APN / Parcel Number

Primary APN	`4-2397-50`
Alternative APN	`CUMB M:016 B:0885 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	3,998 sqft
1st Floor Area	1,338 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4-2397-50
Street Address	115 OLD MENDON RD
City	CUMBERLAND
State	RI
Zip	02864-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	885
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	3
Census Block	3017
Census Tract	11301

Owner

115 Old Mendon Rd is owned and occupied by two individuals who acquired it in February 2024.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 OLD MENDON RD, CUMBERLAND, RI 02864-5500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Warranty Deed, Transfer
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 6, 2024
Transfer Doc	001972-130
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Feb 6, 2024
Property Address	115 OLD MENDON RD, CUMBERLAND, RI 02864-5500
Document Number	001972-130
Book / Page	1972 / 130
Instrument Date	Feb 6, 2024
Instrument	142593
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 OLD MENDON RD, CUMBERLAND, RI 02864-5500

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	115 OLD MENDON RD, CUMBERLAND, RI 02864-5500
Document Number	1850-94
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 OLD MENDON RD CUMBERLAND RI 028645500, CUMBERLAND, RI 02864-5500

Mortgage

Document Number	1850-94
Date	Aug 13, 2020
Book Page	001850/000094
Instrument	116255

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 12, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	115 OLD MENDON RD, CUMBERLAND, RI 02864-5500
Document Number	1802-543
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 OLD MENDON RD CUMBERLAND RI 028645500, CUMBERLAND, RI 02864-5500

Mortgage

Document Number	1802-543
Date	May 29, 2019
Book Page	001802/000543

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 115 Old Mendon Rd was $5,443, up 0.9% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,443.00 (+0.91%)	$543,800 (+23.7%) Land $237,200 Building $306,600	$496,750
2025	$5,394.00	$439,600 Land $164,300 Building $275,300
2023	$5,108.00 (+4.44%)	$439,600 (+34.72%) Land $164,300 Building $275,300
2022	$4,891.00	$326,300 Land $129,800 Building $196,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Old Mendon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 115 Old Mendon Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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